What credit cards can I
You can accept Visa®,
MasterCard®, American Express® and
Discover®. We also offer Diner's Club® and
How long does it take to
start accepting credit cards?
Our online application
will only take 5 minutes to complete. Most
of our merchants start accepting credit
cards within the same 24 hours after their
instant online approval.
Do you offer free technical
Yes, you will be
provided with an (800) number to handle any
problems or questions 24/7.
I have a bad credit rating,
is this a problem?
No. National Merchant
Bancard has one of the highest approval
rates in the industry. If we cannot approve
you probably no one will be able to approve
What is a Discount rate?
The discount rate is
the percentage of each transaction that the
processing company charges to handle the
transaction for you.
What is a Virtual Terminal?
A web-based terminal
that enables businesses to authorize,
process and manage credit card transactions
from any computer that has an Internet
connection and a Web browser.
Is check software included?
Yes. We provide all of
our merchant with free check software.
How will I receive payment
on each of my transactions?
After the transaction
has been approved, your customer's charges
are deposited directly from our processor to
your bank account. Transaction deposits
range from 24 to 72 hours from the date of
Do I receive any training on
You will be fully
trained on all equipment at NO charge.
What is an Address
Verification System (AVS) verifies that the
Address and zip code match the credit card
What is a Gateway fee?
A gateway fee is
charged to allow merchants the ability to
perform secure real-time credit card
authorizations manually using a virtual
terminal or on a web site over the Internet.
What is a Chargeback?
A chargeback is when a
customer disputes a charge on their
statement by contacting the credit card
company instead of contacting you. If a
customer does not recognize the charge on
their statement, or if they believe the
amount was wrong, they may call their credit
card company and ask them to investigate.
What is merchant account
processing services are provided by a bank
or a third party processor to the merchant.
These services include authorization of
credit cards, settlement of funds through
the bankcard associations (MasterCard/Visa),
depositing of funds to checking accounts,
merchant billing, and account activity
How do I get a merchant
Complete the online
instant application and receive instant
approval and activation of a merchant
account that will allow you to begin
accepting credit card transactions
immediately. The merchant credit card
acceptance program is applicable only to
merchants located in the United States that
have a relationship with a U.S. Financial
Institution and a valid checking account.
How long does the
application approval process take?
You can start accepting credit cards
immediately after filling out our online
application. After submitting the online
application you will receive an email within
a few moments along with your new merchant
Can I really start accepting
credit cards immediately?
Yes, your merchant
account will be active and can be used for
processing credit cards.
How will I get paid for
credit card transactions?
automatically transferred to your business
checking account via an electronic ACH
transfer 48 hours after a transaction has
been "captured" and settled for payment. For
example, credit card transactions submitted
on a Monday will be funded on Wednesday or
Thursday of the same week.
Will I need to purchase
No, All you need is a
web browser and Internet access to utilize
our Virtual POS terminal. Use this to
authorize/settle transactions, view orders,
manage recurring billing and more! If you
are a retail merchant, you will receive our
fee credit card processing terminal so
either way you do not need to purchase any
reporting, that gives you online access to
review your daily sales, financial history,
and other pertinent account information.
There is no additional cost for this
service. In addition you will receive a
paper statement at the end of each month.
What type of bank account do
A business checking account is preferred,
however, if you do not have a business
account, a personal account that is
primarily used for the business and is in
the owner's name is acceptable. Your bank
will be credited and debited via ACH
If I am a new
start up company without a credit history,
will my company get approved?
There are no hassles
and no strict credit requirements. If we
cannot approve you probably no one will be
able to approve you.
I already have a retail
merchant account. Why do I need another one?
and the Visa / MasterCard card Associations
have different criteria for evaluating the
potential risk involved in credit card
transactions where the card is not
physically presented to the merchant. This
type of business is typically referred to as
"card not present" or "MO/TO" (mail
order/telephone order). For this reason, a
separate merchant account is needed.
What is a
A payment gateway is a
service that gives merchants the ability to
perform real-time credit card authorizations
from a web site over the Internet. The
Gateway is an encrypted channel that passes
the transaction securely from your
customer's computer to the financial
institutions to capture the authorization
and approval. Once the transaction is
complete, the information is sent back
through the Gateway to complete the order
and provide you with verification. The
Gateway offers many administrative features
such as: viewing orders, keeping sales tax
records, account maintenance, etc.
How do I get my gateway set
When you apply
for the instant merchant account the gateway
is automatically set-up.
Yes, it is
Save Hundreds of Dollars in
wasted time, merchant account application and setup fees,
credit card terminal purchase and leasing
and other hidden unforeseen contract fees
which we do not have simply by signing
up today to accept credit cards with your
very own real merchant account.
Don't lose another sale because you
don't accept credit cards.
You will be
able to accept Visa, MasterCard, American
Express and Discover credit cards for business
products and services today upon completing
Quick Application featuring Instant
Online Merchant Account Approval.
was SO quick and easy to sign up;
none of the costs and difficulties
the banks wanted to impose on us.
You guys were definitely the
fastest, cheapest, easiest, and I
haven't had a lick of trouble since
we signed up 6 months ago. Our trust
was well-placed. Thank you!"
-- Renee T.,
Apply Today and receive FREE RETAIL
Credit Card Terminal
spend hundreds of dollars on a terminal
or get locked into a lengthy lease,
which could cost you thousands of dollars,
when you can get your modern Retail Terminal here
Don't be fooled by our competitors. Your new Modern Retail credit card terminal does everything
you need for your
retail store front business.
what type of retail business you have
whether it's a restaurant, automotive shop,
law office, hair salon, hotel, convenience
store, doctor's office, golf shop, music
store, jewelry store, or furniture store
your new Modern Retail credit card terminal will work for you.
In order to
qualify for our free modern retail terminal, you
will need to have the customer present with
you at least 75% of the time so that you can
physically swipe their credit card.
the customer is not present 75% of the time,
then you still qualify for our
CC Processing Virtual Terminal
is a Limited Time Only Special Merchant Account
just wanted to write and tell you
how happy I am to have come across
your company. After searching the
Internet for hours to find the best
deal, I have to admit that your deal
sounded almost too good to be true.
But what was I suppose to think? I
saw some of your freebies like your
free shopping cart and free check
software and it was hard for me to
believe that you really offered all
of this for Free. I have to tell
you, I was surprised to find out
that you really do offer everything
you say! I'm definitely a believer.
-- Seth. G., New York
Apply Today and receive FREE
for eBay, Internet, Mail, and Phone Order
This is the most popular choice of our
merchants. This is the option for
business that has a Website on the Internet.
It is the
powerful and flexible method of
credit card processing available anywhere.
It enables both automated processing for
Website orders and manual processing of
e-mail, telephone, faxed, mail order, and
There is no software to download or install
as everything runs on our secure web
enables your website to automatically
process credit card orders
whenever your customers enter them, 24 hours
a day, 7 days a week.
Click for Virtual Terminal Demonstration
is a Limited Time Only Special Merchant Account
were looking for a service with fast
response, a professional look,
flexibility, easy for the customers
to use, and easy for us to maintain.
We chose National Merchant Bancard for our baseball
glove business and couldn't be more
pleased with the service. Setup was
quick and easy, and operation has
been very smooth with no problems at
all. Their system includes many
great features not included with
many other services and our
customers have reported that the
ordering process has been very
satisfactory. I would recommend
National Merchant Bancard to anyone wanting to open
an online business...it's a winner!"
Look at Everything you Receive by Signing Up
Merchant Account for immediate
A secure, encrypted, SSL (Secure Socket
Layer) CC Processing Payment Gateway that will allow you
to accept credit card payments in real-time
over the internet.
Virtual Terminal for processing off-line
credit card orders.
MasterCard, American Express and Discover
All funds wired into the checking account of
Online reporting and management of all your
No Application Fee.
No Set Up Fee.
Search Engine Submission.
Online Sales Tracking and Reporting.
Fraud Screening and Protection.
American Express Setup.
Electronic Check Acceptance software
24/7 Technical Support.
Instant Online Approval.
Retail Credit Card Terminal with Printer.
Re-Programming if you already have a Retail
Real Time Online Payment Gateway
Incredibly Low Merchant Account Rates
is a Limited Time Only Special Merchant Account
appreciate your no-nonsense
approach. This industry has been
waiting for an offer like this. You
have earned my vote."-- Eric B.,
This is Important: No Lengthy Contract Term
merchant services providers have lengthy
contract terms from one to three years which
could cost your company over $1,000 in
fees and penalties. Be advised
these companies can damage your credit
and place you in collection proceedings if
you refuse to pay their fees
BE SMART AND
DO NOT LET THIS HAPPEN TO YOU!
We offer all
Merchants the Lowest Rates, No Setup Fees, and a FREE
Credit Card Processing Terminal.
Our Program, You Always Get the Best Rates Guaranteed.
will recommend your company to all
of my fellow eBayers" -- Tye H.,
Started you must be the Principal Owner of
Business and have the following information:
Business located within the
United States |
Federal Tax ID# (for
Your Social Security Number
must be at least 18 years of age|
Secure Online Application Takes Only
Few Minutes To Complete.
After you have completed the online
application, you will be instantly
notified by email regarding the
status of your merchant account.
** By Federal Law, All Information
Provided Will Remain Confidential **
can't begin to tell you how very
pleased I was when I found your
merchant account program with the
free terminal and free setup and
everything else you offer. You have
saved me a lot of time and money and
I always recommend your program to
anyone who is serious about and
plans on staying in business and
doing more sales volume and making
more money. I mean after all that is
the purpose of being in business to
begin with, unless you are not
for profit but then you still need
to accept credit cards anyways,
right? There is no doubt that
accepting credit cards has
significantly boosted my bottom line
and I thank you for that. OK, THANKS
AGAIN!" -- Greg W., Florida
This is a Limited Time Only Special
Merchant Account Offer:
What are You Waiting for to Accept Credit
Cards for Business?
Get your free
credit card terminal and start processing
credit card payments today. Your
sales will automatically increase
We have seen it
happen time and time again.
It's FREE to
FREE to start accepting credit cards for businesses
get your choice of a FREE
credit card terminal.
no monetary outlay to apply for business credit
unlike most merchants
who pay several hundreds of dollars for a
terminal and application fees.
no extremely long term merchant account contract unlike most
all other companies.
guaranteed low merchant account rates and the overall
efficiency of accepting credit card payments
for your products and services.
award winning customer service and support, and
access to the latest business credit card application processing
We have seen
increase by as much as 400% when
merchants start accepting credit cards and
puts more money in your pocket
just for having your own merchant account.
Yes, it is
Merchant Account Success Stories
were looking for a service that was easy for our customers to
use and easy for us to maintain. We chose SunVirtual's Merchant Account
for our business and couldn't be more pleased with the service.
Your setup was quick and easy, and the entire operation was very
smooth with no problems at all. I would recommend National Merchant Bancard's Merchant Account Service to anyone wanting to accept credit cards for their
business. Your company is an A+ in my book."
-- Veronica Braddy, African American Roots, Inc.
very impressed with how easy it was to get set up to accept
credit cards with your company. I called your company and spoke
with Sean. Other than the fact it was free and only took me 5
minutes to apply, Sean was extremely nice, knowledgeable and
really cared about helping find the best solution for our
company. Thanks for having a staff that actually cares."
-- Liran Haiman, Moving Waterfall Pictures
Click Here to Apply Now