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Today's
Featured Highest Rated Credit Cards with Reviews
Blue from
American Express
Credit Card Application Online: Reward
- Other American Express
Credit Card Rating: 5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for Up to 12 Months
Access to Membership Rewards Express program; various benefits
and services available to cardholders; introductory rate; no
annual fee.
Credit Card Review:
Blue from American Express is an ideal credit card for those
with good credit who already have an established credit history
and are looking for a card with access to a reward program.
Various American Express services and benefits are provided with
this card, such as purchase protection, auto rental insurance, a
year-end financial statement, and various travel and emergency
assistance services. Cardholders also have access to Blues
Membership Rewards Express program, which offers members the
chance to earn points that can be redeemed for various services
and products. The rewards program is by far one of the best
reward programs offered in the credit card industry, due in part
to the variety of rewards offered with no yearly limit and no
expiration policy for earned points. This card has no annual fee
and a reasonably low interest rate for purchases (for those who
qualify), which makes it ideal for those who plan to
occasionally carry a balance. The card has a 0% introductory
rate for up to 12 months of membership that can be applied
towards purchases. A 2.99% introductory rate is available on
balance transfers for 12 months. It is important to note that
the balance transfer introductory rate only applies to those who
initiate a transfer when applying for the card. Therefore, those
who qualify for the lowest rate offered and plan to take
advantage of the additional benefits and discounts available by
American Express, especially frequent travelers who can take
advantage of the Membership Rewards Express program with earned
points that can be combined with various frequent flyer
accounts, will benefit most from what the Blue from American
Express card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
 | 0% APR on Purchases for Up to 12 Months
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| No Annual Fee
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| Low Balance Transfer APR � 2.99% for 12 Months
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| Membership Rewards Express Program
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| Express Approval. Get a Decision in Less Than 60
Seconds.
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Apply
Online for Credit Card |
Clear from
American Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for up to 12 Months
No annual fee; no late fees; no over the limit fees; no balance
transfer fees; introductory rates; cash back rewards.
Credit Card Review:
Clear from American Express is designed for those with good
credit who are looking for a card with absolutely no fees and an
uncomplicated reward program. Through the reward program,
cardholders earn a cash rebate of 1% on all eligible purchases.
The rebates are automatically issued in the form of an American
Express branded shopping card worth $25 each time the cardholder
reaches $2,500 in spending. Shopping cards expire one year after
they are issued. The truly unique feature of this card is that
it has no fees. There are no annual fees, no late fees, no over
the limit fees, no balance transfer fees, and no cash advance
fees. However, fee-free credit does not mean cardholders can
forsake their payment responsibilities. If minimum payments are
not paid within the grace period for two times during any
portion of a twelve-month billing period, the default APR of
21.99% + Prime Rate will be applied to all balances for a
minimum of twelve billing periods. The card also provides
benefits and services commonly found with American Express
credit cards, such as auto rental insurance, a purchase
protection, and up to $100,000 in travel accident insurance. It
also provides a free year-end credit report including the
cardholders credit score. The APR for purchases and balance
transfers is reasonably low for a reward card (for those who
qualify). In addition, the card offers a 0% introductory APR for
up to twelve months on purchases and a low 3.99% introductory
APR on balance transfers for for twelve months if the balance
transfers are submitted during the application process.
Therefore, those who plan to take advantage of the reward
program, the fee-free transactions, and the various services
provided will benefit most from what the Clear from American
Express has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| No Fees of Any Kind. No Annual Fee, No Late Fees, No
Over-Limit Fees, No Balance Transfer Fees, No Cash Advance
Fees
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| 0% Intro APR for Up to 12 Months
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| Automatic Rewards. You'll Get an American Express
Branded Shopping Card Worth $25 Delivered Straight to Your
Door Every Time You Spend $2,500
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| Express Approval. Get a Decision in Less than 60 Seconds
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Apply
Online for Credit Card |
Blue Cash from
American Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for Up to 12 Months
Up to 5% cash back reward; no annual fee; 0% introductory rate.
Credit Card Review:
Blue Cash from American Express is designed for those with good
or excellent credit who plan to take advantage of the cash back
reward program offered by this card, which Kiplinger's Personal
Finance* named as the "best cash-rebate card." Cardholders get
unlimited cash back savings on eligible purchases with the card.
Through the rebate program, cardholders earn a cash award that
varies according to the amount spent per year. General purchases
earn up to a 1.5% rebate. "Everyday Purchases" made at
drugstores, gas stations, and supermarkets earn up to a 5%
rebate. Aside from the cash rebates, this card provides common
benefits and services commonly found with American Express
credit cards, such as the buyers assurance plan, purchase
protection plan, and up to $100,000 in travel accident
insurance. This card has no annual fee and a reasonably low
interest rate for purchases and balance transfers (for those who
qualify), which makes it ideal for those who plan to
occasionally carry a balance. The card has a 0% introductory
rate for the first twelve months of membership that can be
applied toward purchases. A 2.99% introductory rate is available
on balance transfers for twelve months. It is important to note
that the balance transfer introductory rate only applies to
those who initiate a transfer when applying for the card.
Therefore, those who plan to take advantage of the cash back
reward program for "Everyday Purchases" (to earn the highest
rebate) and the various standard services provided will benefit
most from what Blue Cash from American Express has to offer.
*Notations to the Best Cash-Rebate Card appeared in the November
2006 edition of Kiplinger's Personal Finance. Based upon
Kiplinger's Personal Finance assumptions of how their readers
would use rebate cards. 2006 The Kiplinger Washington Editors,
Inc.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn Up to 5% Cash Back on Everyday Purchases - Even
Gas!
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| No Annual Fee
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| 0% APR for Up to 12 Months on Purchases
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| Express Approval. Get a Decision in Less Than 60
Seconds.
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|
Apply
Online for Credit Card |
Discover Motiva(SM)
Card
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 3.99% Intro APR*
No annual fee; low introductory rate; reward program.
Credit Card Review:
The Discover Motiva(SM) Card, issued by Discover, is designed
for those with very good credit who are looking to earn cash
rewards by paying on time and making purchases. Through the
reward program, cardholders earn a 5% to 20% Cashback Bonus at
top retailers through Discovers exclusive online shopping site,
and they get up to a 1% Cashback Bonus on all other purchases.
There is no yearly limit on the amount of rebates that can be
earned, and rebates do not expire as long as the account is
active within a 36-month period. Cardholders will also be
eligible to earn a pay-on-time bonus. Each time cardholders make
six on-time payments in a row they will receive a credit towards
the payment of their next months interest. Cardholders will be
eligible to receive the pay-on-time bonus twice a year, every
year monthly payments are received on time. The card has no
annual fee, an attractive 3.9% introductory rate on purchases
for six months, and a 3.9% introductory rate on balance
transfers for twelve months. The APR for this card is reasonable
for those who qualify. In addition to the reward program, the
Discover Motiva(SM) Card also provides several cardholder
benefits, including up to $500,000 in travel accident insurance,
auto rental insurance, and various fraud and security protection
services. Therefore, those who plan to spend over $3,000 a year
(to earn the 1% cash rebate), plan to use their Cashback Bonus
award at participating online retailers (to earn additional cash
rebates), plan to pay in full each month after the introductory
rate expires (to avoid costly finance charges), and pay on time
every month will benefit most from what the Discover Motiva(SM)
Card has to offer. *It is important to note that like many cash
reward cards, the highest rebate offered will not apply to all
purchases made with the credit card. In this case, 1% will be
applied only to those purchases made after the cardholder spends
over $3,000 in one year, so the overall cash rebate earned will
be less than 1%, depending on the amount spent. For instance, if
the cardholder were to spend $4,000, only $1,000 of this amount
would be applied towards the 1% rebate. However, this does not
take into account any promotional offers.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Double Cashback Bonus® on Grocery Store Purchases in
November and December*
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| 5% to 20% Cashback Bonus® at Top Online Retailers*
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| Up to 1% Unlimited Cashback Bonus® on All Other
Purchases Automatically
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| Free Payment by Phone or Online � Even on Your Payment
Due Date
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| Choose a Payment Due Date That Meets Your Needs
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| No Annual Fee
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| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
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Apply
Online for Credit Card |
IberiaBank Visa Gold
Cash Back Rewards Card
Credit Card Application Online: Reward
- Cash Visa
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 6 Months
Low APR for those who qualify; No yearly limit or expiration on
rebates.
Credit Card Review:
The IberiaBank Visa Gold Cash Back Rewards Card, issued by
Pulaski Bank, is designed for those with good credit who would
like to take advantage of the cash reward program. Through the
rewards program, cardholders earn a 1% cash rebate per dollar
spent on all purchases. There is no limit to the amount of
rebates cardholders may earn and rebates do not expire for the
life of the account. The card has no annual fee and the interest
rate for purchases is reasonably low for a reward card (for
those who qualify). Plus, the card offers a 0% introductory rate
on balance transfers submitted during the first three months for
the first six months of membership. In addition to the cash
rebate, cardholders have access to common gold benefits, such as
up to $500,000 in travel accident insurance, lost and stolen
card reporting, and various online account services. Therefore,
those who qualify for the lowest rate offered, do not want to
pay an annual fee, and plan to take advantage of the cash rebate
program will benefit most from what the IberiaBank Visa Gold
Cash Back Rewards Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn 1% in Cash Back Credit on All Qualifying Purchases
|
| No limit on Cash Back; No Expiration Date on Eligibility
for Accounts in Good Standing
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| Travel Accident Coverage Up to $500,000
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| 0% Introductory APR on Balance Transfers for Your First
6 Billing Cycles - Applies to Balance Transfers Processed
Within 3 Months of Your Account Open Date
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| No Transaction Fee for Balance Transfers
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| 25 Day Grace Period
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| Online Access to Credit Card Account Information
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Apply
Online for Credit Card |
Pulaski Bank Visa Card
Credit Card Application Online: Regular Visa
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $35 Low
Interest Rate: 0% APR for 6 Months
Very low APR; 0% introductory rate for six months on balance
transfers.
Credit Card Review:
The Pulaski Bank Visa Card issued by Pulaski Bank, is designed
for those with an average credit history who are looking for a
very low cost credit card. The best feature of this credit card
is the reasonably low fixed interest rate of 6.50% (for
purchases and cash advances); it provides a very low cost option
to those who plan to carry a revolving balance. There is also a
very attractive introductory rate for six months on balance
transfers. In addition, the annual fee of $35 is very reasonable
for such a low interest rate credit card. However, aside from
the reasonably low interest rate for all transactions,
cardholders should not expect any extraordinary benefits or
services offered by the card. Those who plan to carry a balance
(due to the low interest rate offered), do not mind paying an
annual fee of $35, and do not care for any extraordinary
benefits or services will benefit most from what the Pulaski
Bank Visa Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
All-Access Visa Prepaid Card
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No annual fee; free direct deposit; no credit checks.
Credit Card Review:
The All-Access Visa Prepaid Card, issued by MetaBank, is a
stored value card designed for those who may have difficulty in
obtaining an unsecured credit card. This card requires the
cardholder to make payments in advance, which are then used to
offset future purchases made with the card. Advance payments can
be funded directly from the cardholders paycheck and
automatically loaded to the card every pay period. The card can
also be loaded by account-to-account transfers via the Internet,
the toll free number, or a live agent. Cardholders can also load
the card through in-person retail transfers. Cardholders will
have the option of choosing between the pay per transaction plan
and the FeeAdvantage plan. The pay per transaction plan has no
monthly fee, but there is a fee charged every time the
cardholder makes a purchase. On the other hand, the FeeAdvantage
plan allows cardholders to make unlimited signature and PIN
purchases for a monthly fee. Depending on whether the cardholder
makes signature or PIN purchases more, the FeeAdvantage plan may
be a better option for those who plan to make more than five to
ten purchases per month. This card has no account opening fee.
This card offers additional services and benefits, including
free wireless alerts for account information, no liability for
unauthorized transactions, overdraft protection, and integrated
bill payment. Cardholders will also be able to participate in
the referral program that rewards them with $5 for each
activated card that they refer. Therefore, those who are looking
for a card where they can pay in advance for purchases, would
like a card with limited fees, and plan to take advantage of the
various benefits and services may find the All-Access Visa
Prepaid Card to be a beneficial option.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| As Seen in Stores Nationwide
|
| Extra User Cards � EXCLUSIVE OFFERING!
|
| FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
|
| FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
|
| Refer-a-Friend and You Both Get Paid - EXCLUSIVE
OFFERING!
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| Direct Deposit - Get Paid Fast
|
| Unlimited Purchase Transactions
|
|
Apply
Online for Credit Card |
Advanta Customizable Platinum BusinessCard with Unlimited
Rewards
Credit Card Application Online: Business MasterCard
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 15 Months
No annual fee; discounts on various products and services;
choice of travel rewards or cash back program.
Credit Card Review:
The Advanta Customizable Platinum BusinessCard with Unlimited
Rewards, issued by Advanta, is designed for business owners who
are looking to consolidate business expenses onto one credit
card account and would like to earn rewards or rebates for
business purchases. Through the rewards program, cardholders
will earn one point for every dollar they spend on purchases.
Points can be redeemed for travel, gift certificates,
merchandise, and checks in $50 increments once 5,000 points are
earned. There is no limit on the number of points that can be
earned and points will expire after three years. Many common
platinum business features can be found with this card, such as
auto rental insurance, extended warranty coverage, itemized
expense reports, online account access, and card
personalization. Cardholders are also offered discounts on
various products and services from participating retailers and
merchants. The card has no annual fee and has an attractive long
term 0% introductory rate on balance transfers. This card also
has a reasonably low interest rate that applies as long as
payments are up to date; applicants should review the terms and
conditions provided by the card issuer. Therefore, business
owners who may occasionally carry a balance and plan to take
advantage of the additional benefits and services provided
(especially the retailer and merchant discounts) will benefit
most from what the Advanta Customizable Platinum BusinessCard
with Unlimited Rewards has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 0% APR for 15 Months on Balance Transfers, 7.99% Fixed
APR Thereafter
|
| 7.99% Variable APR (Based on Prime) on Purchases
|
| NEW! Unlimited Rewards*
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| Get Employee Cards with No Fee and Set Monthly Spending
Limits Per User
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| $0 Fraud Liability
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| Personalized Card -- Your Company Name on The Card, Plus
Logo or Other Image!
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| *See Terms & Conditions for Important Information,
Benefits, and Limitations
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|
Apply
Online for Credit Card |
The Kiva
BusinessCard
Credit Card Application Online: Business MasterCard
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 15 Months
Rewards program; introductory offer; no annual fee
Credit Card Review:
The Kiva BusinessCard is a ideal for business owners with very
good credit who would love the opportunity to help business
owners in developing countries. There is no annual fee for this
card and there is a 0% interest rate for balance transfers that
will last for fifteen months. Once the introductory rate
expires, the rate for balance transfers, purchases, and cash
advances is reasonably low. The cash back rewards program offers
a minimum of .25% return up to 1% on business purchases.
Cardholders can also earn bonus cash back in the following
categories: gasoline and diesel fuel, computer equipment and
office supplies, online advertising services, utilities and
telecommunications, and charitable and social services
organizations. Whenever an account has earned at least $50,
cardholders will receive a $50 statement credit. Along with the
cash rebate reward program, Advanta also makes it easy to help
other business owners in developing countries. Through their
Matching Program, if a business submits a micro-loan grant to
Kiva as a charitable donation, Advanta will match the grant up
to $200 per month. Cardholders will have the option to withdraw
or reinvest their donation as a grant to another business owner
through Kiva in addition to receiving a 5% statement credit for
having a bonus qualifying purchase. Although this card has a lot
of attractive benefits including $0 Fraud Liability protection,
it is important to note that the APRs for all transactions may
be tied to the highest Prime Rate during a 90-day period. Since
the issuer selects the rate from any day within that time frame,
the APRs may never reach the lowest possible rate due to this
policy. Business owners who may occasionally carry a balance and
plan to take advantage of this cards low rates, cash rewards
program, and charitable services will benefit most from what The
Kiva BusinessCard has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Advanta Will Match Your Grant to Kiva...Dollar for
Dollar
|
| Unbeatable APR - 0% on Balance Transfers for 15 Months,
and 7.99% Fixed APR Thereafter
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| Get 5% Statement Credit on Your First $1,200 Each Year
in Grants to Kiva, Charitable Donations and Other Purchases
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| $0 Fraud Liability
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| *See Terms and Conditions for Important Information,
Benefits, and Limitations
|
|
Apply
Online for Credit Card |
The Platinum
Business Credit Card
Credit Card Application Online: Business American
Express
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 12 Months
Access to Membership Rewards Express program; special discounts
at participating merchants; many benefits and additional perks;
no annual fee.
Credit Card Review:
The Platinum Business Credit Card, issued by American Express,
is an ideal card for business owners with good credit who prefer
to manage all business-related expenses on one credit card and
plan to carry a revolving balance. The card has a reasonable
interest rate for those who qualify, providing a low cost option
for paying business expenses over time. The card also offers a
0% introductory rate for twelve months on purchases and a fixed
4.99% introductory rate for the life of the loan on balance
transfers made during the application process or posted to the
account within 45 days. Those who are familiar with American
Express cards know that a variety of services and benefits are
available to cardholders that include various purchase security
features, up to $100,000 in travel accident insurance, and
special discounts at participating merchants including AT&T,
FedEx, 1-800-FLOWERS.COM, and Hertz. However, it is important to
review the disclosures for participating merchant discounts, as
restrictions and limitations do apply in order to take advantage
of the discounts. Cardholders are also granted access to the
Membership Reward Express program for no additional annual fee.
The program offers cardholders the opportunity to redeem
accumulated points for various services and benefits. For those
who are not familiar with the Membership Reward Options program,
it is one of the most flexible credit card reward programs
available as it has no yearly limit and no expiration applied to
earned points. Therefore, those who qualify for the lowest rate
offered, are planning to carry a revolving balance (due to the
reasonably low interest rate), and will be able to take
advantage of the discounts and reward program offered may find
The Platinum Business Credit Card beneficial.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Option to Enroll in the Membership Rewards Express
Program Fee-Free
|
| There's No Limit to the Number of Points You Can Earn
|
| Save 3-25% on Business Purchases at Companies like
FedEx, Delta, Hertz, and More
|
| No Annual Fee
|
| No Annual Fee for Additional Cards
|
|
Apply
Online for Credit Card |
SimplyCash Business
Card from American Express
Credit Card Application Online: Business American
Express
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for Up to 12 Months
No annual fee; unlimited cash back; 0% introductory rate.
Credit Card Review:
The SimplyCash Business Card from American Express is designed
for those with very good credit and who plan to take advantage
of the cash back reward program. Cardholders have access to the
cash back reward program for no additional fee. Through the
reward program, cardholders earn a 4% rebate on office supplies
and wireless servcies (certain restrictions apply), a 3% rebate
on automobile gas, and they earn a 1% rebate on all other
purchases. Rebates are automatically credited to the cardholders
statement each month, and there is no limit to the amount of
cash back that can be earned. The card has no annual fee, and it
has a very low interest rate for purchases and balance
transfers. Cardholders can also take advantage of the 0%
introductory rate on purchases for up to twelve months and the
7.99% introductory rate on balance transfers for the life of the
loan on balance transfers submitted during the first six months.
As with all business credit cards issued by American Express,
cardholders will be able to take advantage of various additional
services and benefits. Some of the benefits include travel
accident insurance, purchase protection, and special discounts
from select retailers. Therefore, those who plan to make
qualified purchases to receive the 5% rebate, would like the
option to carry a balance, and will take advantage of the
introductory offers will benefit most from what the SimplyCash
Business Card from American Express has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn 5% Cash Back on Office Supplies and Wireless
Services
|
| Earn 3% Cash Back on Automobile Gas Purchases of Up to
$12,000 Per Year; 1% Thereafter
|
| Earn 1% Cash Back on Virtually All Other Purchases
|
| Automatic Cash Back Every Month
|
|
Apply
Online for Credit Card |
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