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Best Business Credit Cards
Best Credit Cards
Best Secured Credit Cards
Best Cash Back
Cards
Best Rewards Credit Cards
Best Airline
Rewards Cards
Best Gas
Rewards Cards
Best Hotel
Rewards Cards
Best Travel
Rewards Cards
Best Bad Credit Cards
Best Student Credit Cards
Best Charge Cards
Best Pre-Paid
Credit Cards
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Today's
Featured Highest Rated Pre-Paid Credit Cards with Reviews
All-Access
Visa Prepaid Card
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No annual fee; free direct deposit; no credit checks.
Credit Card Review:
The All-Access Visa Prepaid Card, issued by MetaBank, is a
stored value card designed for those who may have difficulty in
obtaining an unsecured credit card. This card requires the
cardholder to make payments in advance, which are then used to
offset future purchases made with the card. Advance payments can
be funded directly from the cardholders paycheck and
automatically loaded to the card every pay period. The card can
also be loaded by account-to-account transfers via the Internet,
the toll free number, or a live agent. Cardholders can also load
the card through in-person retail transfers. Cardholders will
have the option of choosing between the pay per transaction plan
and the FeeAdvantage plan. The pay per transaction plan has no
monthly fee, but there is a fee charged every time the
cardholder makes a purchase. On the other hand, the FeeAdvantage
plan allows cardholders to make unlimited signature and PIN
purchases for a monthly fee. Depending on whether the cardholder
makes signature or PIN purchases more, the FeeAdvantage plan may
be a better option for those who plan to make more than five to
ten purchases per month. This card has no account opening fee.
This card offers additional services and benefits, including
free wireless alerts for account information, no liability for
unauthorized transactions, overdraft protection, and integrated
bill payment. Cardholders will also be able to participate in
the referral program that rewards them with $5 for each
activated card that they refer. Therefore, those who are looking
for a card where they can pay in advance for purchases, would
like a card with limited fees, and plan to take advantage of the
various benefits and services may find the All-Access Visa
Prepaid Card to be a beneficial option.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
 | As Seen in Stores Nationwide
|
| Extra User Cards � EXCLUSIVE OFFERING!
|
| FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
|
| FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
|
| Refer-a-Friend and You Both Get Paid - EXCLUSIVE
OFFERING!
|
| Direct Deposit - Get Paid Fast
|
| Unlimited Purchase Transactions
|
|
Apply
Online for Credit Card |
Wired Plastic
Prepaid Visa Card
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 4.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No credit checks; no annual fee; no security deposit required;
no bank account required; access to rewards program.
Credit Card Review:
The Wired Plastic Prepaid Visa Card, issued by BANKFIRST, is a
stored value card designed for those who may have difficulty in
obtaining an unsecured credit card. Although the card does not
require a security deposit, it does require payments in advance,
which are then used to offset future purchases made with the
card. There is no interest applied on the account, no annual
fee, and none of the other charges similarly found with most
unsecured credit cards. There are also fewer credentials
required in comparison to common unsecured credit cards, such as
a no credit check policy, no employment verification, and so
forth. Nevertheless, it is important to note that there are some
fees associated with this card, such as a one-time application
fee of $9.95, a monthly maintenance fee of $3.95 ($47.40
annually), and a minimum initial load amount of $10. So in the
first year alone, a cardholder can expect to pay a total of
$57.35 in fees. This is very reasonable for this type of card.
It is common for stored value cards to lack benefits; however,
this card does offer automatic bill payment, direct deposit, and
access to a unique reward program. Through the Wired Points
Rewards program, one point is earned for each dollar spent on
purchases made with the card. Points do not expire and there is
no limit to the number of points that may be earned per year.
Points can be redeemed for long distance calling cards, music
downloads, a variety of ring tones, and prepaid wireless airtime
at participating partners. Therefore, those who are looking for
a stored value card to pay in advance for purchases, do not mind
paying upfront fees, and will take advantage of the reward
program may find the Wired Plastic Prepaid Visa Card to be a
beneficial option.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| New Card for Convenient Tap-n-Pay Purchases at Merchants
Nationwide
|
| No Bounced Check, NSF and Overdraft Charges EVER!
|
| FREE Rewards Program - Earn 1 Point for Every $1 Spent,
Redeem for Prepaid Wireless Airtime, Music Downloads, LD
Calls
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| FREE Credit Builder with Overdraft Protection
|
| FREE Mobile & Email Alerts
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| FREE Direct Deposit - Eliminate Check Cashing Fees
|
| Add Cash Instantly at 100,000 Retail Locations
Nationwide
|
|
Apply
Online for Credit Card |
Prepaid Visa
RushCard
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 4.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No monthly or annual fee; no security deposit required; cash
back rewards; shopping discounts at participating merchants and
retailers.
Credit Card Review:
The Prepaid Visa RushCard, issued by Manufacturers and Traders
Trust Company, is a stored value card designed for those who may
have difficulty in obtaining a standard unsecured credit card.
The card does offer shopping discounts at participating
retailers, which is rare for a stored value card, as this type
of card usually does not offer any extraordinary benefits or
services to cardholders. There is no interest applied on the
account or other similar charges found with most unsecured
cards. Although there is a one-time activation fee of $19.95,
there is no monthly participation fee. It is important to note
that the card does require payment in advance, which is then
used to offset future purchases made with the card. There is a
$1 transaction fee that is charged for each purchase made with
the card (capped at $10 per month - additional purchases are
free). The issuer charges no reload fees. Direct deposits, pay
pal transfers and mailing in a check or money order are free.
However, affiliated merchants do charge a flat fee for retail
reloads. One of the most unique features of the Prepaid Visa
RushCard is the refer-a-friend program. The card offers
cardholders the chance to earn money by referring friends and
family to the program. Cardholders will receive $5 on their card
for every referred applicant who becomes an active RushCard
member. Another unique feature of the Prepaid Visa RushCard is
the Cash Back Rewards program. Transaction fees that are incured
past the $10 cap per month are deposited back onto the
cardholder's Prepaid Visa RushCard on the 15th of every month.
Unfortunately, this card does not report cardholder transactions
to the credit bureaus, which is not ideal for those who are
trying to establish credit. Therefore, those who are looking for
a low cost stored value card, would like to earn cash back
rewards, and would like to receive shopping discounts at
participating retailers will benefit most from what the Prepaid
Visa RushCard has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| No Monthly, Annual, or Hidden Fees
|
| Created by Philanthropist and Entrepreneur Russell
Simmons
|
| Everyone is Eligible � No Credit Check or Employment
Verification
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| Free Money Loading With Direct Deposit of Pay or
Government Benefits
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| Free 24x7 Customer Service, Activity Status, & Balance
Inquiries
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| Use Online, Over the Phone � Anywhere Visa Debit Cards
are Accepted
|
|
Apply
Online for Credit Card |
Baby Phat Prepaid
Visa RushCard
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 4.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No monthly or annual fee; no security deposit required; cash
back rewards program; shopping discounts at participating
merchants and retailers.
Credit Card Review:
The Baby Phat Prepaid Visa RushCard, issued by Manufacturers and
Traders Trust Company, is a stored value card designed for those
who may have difficulty in obtaining a standard unsecured credit
card. The card does offer shopping discounts at participating
retailers, which is rare for a stored value card, as this type
of card usually does not offer any extraordinary benefits or
services to cardholders. There is no interest applied on the
account or other similar charges found with most unsecured
cards. Although there is a one-time activation fee of $19.95,
there is no monthly participation fee. It is important to note
that the card does require payment in advance, which is then
used to offset future purchases made with the card. There is a
$1 transaction fee that is charged for each purchase made with
the card (capped at $10 per month - additional purchases are
free). The issuer charges no reload fees. Direct deposits, pay
pal transfers and mailing in a check or money order are free.
However, affiliated merchants do charge a flat fee for retail
reloads. One of the most unique features of the Baby Phat
Prepaid Visa RushCard is the refer-a-friend program. The card
offers cardholders the chance to earn money by referring friends
and family to the program. Cardholders will receive $5 on their
card for every referred applicant who becomes an active RushCard
member. Another unique feature of the Baby Phat Prepaid Visa
RushCard is the Cash Back Rewards program. Transaction fees that
are incurred past the $10 cap per month are deposited back onto
the cardholder's Baby Phat Prepaid Visa RushCard on the 15th of
every month. Unfortunately, this card does not report cardholder
transactions to the credit bureaus, which is not ideal for those
who are trying to establish credit. Therefore, those who are
looking for a low cost stored value card, would like to earn
cash back rewards, and would like to receive shopping discounts
at participating retailers will benefit most from what the Baby
Phat Prepaid Visa RushCard has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Use Anywhere Visa Debit Cards are Accepted - In Stores
on the Internet, and Over the Phone
|
| Simple and Reasonable - No Monthly, Annual, or Hidden
Fees
|
| Free Money Loading With Direct Deposit and Free 24x7
Customer Service
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| Quick, Easy Application - No Monthly Fee
|
| Helps Control Debt - You Cant Overspend!
|
|
Apply
Online for Credit Card |
All-Access
MasterCard Prepaid Card
Credit Card Application Online: Pre-Paid MasterCard
Credit Card Rating: 4.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No annual fee; free direct deposit; no credit checks.
Credit Card Review:
The All-Access MasterCard Prepaid Card, issued by MetaBank, is a
stored value card designed for those who may have difficulty in
obtaining an unsecured credit card. This card requires the
cardholder to make payments in advance, which are then used to
offset future purchases made with the card. Advance payments can
be funded directly from the cardholders paycheck and
automatically loaded to the card every pay period. The card can
also be loaded by account-to-account transfers via the Internet,
the toll free number, or a live agent. Cardholders can also load
the card through in-person retail transfers. Cardholders will
have the option of choosing between the pay per transaction plan
and the FeeAdvantage plan. The pay per transaction plan has no
monthly fee, but there is a fee charged every time the
cardholder makes a purchase. On the other hand, the FeeAdvantage
plan allows cardholders to make unlimited signature and PIN
purchases for a monthly fee. Depending on whether the cardholder
makes signature or PIN purchases more, the FeeAdvantage plan may
be a better option for those who plan to make more than five to
ten purchases per month. This card has no account opening fee.
This card offers additional services and benefits, including
free wireless alerts for account information, no liability for
unauthorized transactions, overdraft protection, and integrated
bill payment. Cardholders will also be able to participate in
the referral program that rewards them with $5 for each
activated card that they refer. Therefore, those who are looking
for a card where they can pay in advance for purchases, would
like a card with limited fees, and plan to take advantage of the
various benefits and services may find the All-Access MasterCard
Prepaid Card to be a beneficial option.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| As Seen in Stores Nationwide
|
| Extra User Cards � EXCLUSIVE OFFERING!
|
| FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
|
| FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
|
| Refer-a-Friend and You Both Get Paid - EXCLUSIVE
OFFERING!
|
| Direct Deposit - Get Paid Fast
|
| Pay Bills Online 24/7
|
|
Apply
Online for Credit Card |
Eufora Elite Credit
Builder Prepaid MasterCard
Credit Card Application Online: Pre-Paid MasterCard
Credit Card Rating: 4.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
Annual fee waived; unlimited income opportunity for referrals;
compensation for referrals for all levels; no monthly
participation or application fees; guaranteed approval.
Credit Card Review:
The Eufora Elite Credit Builder Prepaid MasterCard, issued by
The Bancorp Bank, is a stored value card designed for those who
have fair, poor, bad, or no credit history and would like to
rebuild their credit, as well as have the chance to earn income
for referrals. Not often do prepaid cards offer benefits;
however, the Eufora Elite Credit Builder Prepaid MasterCard
offers a unique income opportunity for cardholders. Each time a
cardholder refers a new applicant to the Eufora Elite
MasterCard, that cardholder will earn $90 per year if the
referred applicant is approved and maintains their membership in
good standing. Each time a cardholder refers a new applicant to
the Eufora Preferred MasterCard, that cardholder will earn $50
per year if the referred applicant is approved and maintains
their membership in good standing. Lastly, each time a
cardholder refers a new applicant to the Eufora Associate
MasterCard, that cardholder will receive $20 per year if the
referred applicant is approved and maintains their membership in
good standing. At the Elite level, the cardholder earns
�commissions� for referrals at every card level. The two lower
earning levels (Associate and Preferred) have lower annual fees,
but the referral fees are considerably less. For instance, if an
Associate level cardholder refers an Elite level cardholder,
that cardholder will receive $20 as opposed to $50. The annual
fee for the card is $99.95 per year, and is currently being
waived for the first two years. And because there are no
participation or application fees (which are usually associated
with stored value cards), this card is less costly than most
prepaid cards offered. In addition to the unique income program,
the card offers the following benefits: purchase protection,
auto rental insurance, and up to $200,000 in travel accident
insurance. In order to use the card, cardholders need to first
make a deposit in advance for a set amount (ranging between $5
to $5000 per deposit), which determines the amount that can be
spent on the card. For instance, if an individual were to
deposit $100, they could only use up to $100 of credit for
future purchases (there is a maximum of $5,000 that can be held
in the account at any one time). Funds may be loaded onto the
card through an existing checking or savings account ($300
maximum), money orders, bank wire transfers, payroll direct
deposits, or retail locations. Eufora may also load the card
directly from earned referrals (subject to their terms and
conditions). For those who wish to establish or rebuild their
credit, the card offers a service called �Credit Builder� which
reports to a credit bureau. The service is provided for a total
of two years and has a $19.95 processing fee, along with a
monthly fee of $10.00 for the first year (a total of $120.00).
No monthly fee will be charged for the second year of service.
Therefore, those who are looking for a stored value card in
which they can pay in advance for purchases and would like an
opportunity to earn extra income will benefit most from what the
Eufora Elite Credit Builder Prepaid MasterCard has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| BUILDS CREDIT! Reports to Credit Bureaus
|
| 100% Guaranteed Approval* with No Credit Check - Perfect
for Bad Credit or No Credit
|
| FREE Direct Deposit
|
| FREE 24/7 Online Access
|
| FREE Live Customer Support
|
| Reload at Thousands of Retail Locations Nationwide with
a $5000 Maximum Value
|
| Safer than Cash
|
|
Apply
Online for Credit Card |
BuyRIGHT Pre-Paid
MasterCard
Credit Card Application Online: Pre-Paid MasterCard
Credit Card Rating: 4 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No APR; free BuyRIGHT membership; no annual fee.
Credit Card Review:
The BuyRIGHT Pre-Paid MasterCard, issued by MetaBank, is a
stored value card designed for those who would like to take
advantage of the rewards program and the shopping membership
that this card has to offer. This stored value card does require
payment of an initial load of $20. Funds may be loaded onto the
card in numerous ways and although fees do apply to most funding
methods, there is no charge to fund the card via direct deposit.
Funds loaded to the account are available for future purchases
made with the card. The card has a $29.95 account set-up fee,
and cardholders have the option of choosing between paying a
monthly fee of $4.95 or paying no monthly fee with a per
transaction fee of $1. If the cardholder plans to make at least
five card transactions per month, it would be beneficial to pay
the monthly fee, since any more than five transactions would
result in fees that would exceed the set monthly fee.
Cardholders will have the option to sign up for the Credit
Building Program. The program allows customers to make purchases
online at SmartCreditShopping.com through a pre-approved $7,500
line of credit. The $7,500 credit line available for this
membership is separate from that of the BuyRIGHT Pre-Paid
MasterCard Card. It is important to note that at least a $10
deposit is required for merchandise purchases. The cardholders
new account as well as their monthly payment history will then
be reported to at least one major credit bureau. Through the
BuyRIGHT Rewards Program, cardholders earn one point per dollar
spent on general purchases. No yearly limit or expiration
applies to these points. Cardholders can redeem points for ring
tones, music downloads, prepaid wireless airtime, and
long-distance calling cards. Cardholders will also have access
to the BuyRIGHT Cash Back referral program, which will reward
them with $5 if they sign up for direct deposit within 30 days
and $25 for every cardholder that they refer. Therefore, those
who are looking for a low cost option to build credit and would
like to take advantage of the various programs may find the
BuyRIGHT Pre-Paid MasterCard to be more than adequate.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Free Direct Deposit
|
| On-Time Monthly Payments Reported To at Least One Major
Credit Bureau
|
| Free Account Activity Alerts
|
| BuyRIGHT Rewards Program
|
| BuyRIGHT Cash Back Referral Program
|
|
Apply
Online for Credit Card |
AccountNow Vantage
Prepaid MasterCard
Credit Card Application Online: Pre-Paid MasterCard
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
Access to free credit builder program.
Credit Card Review:
The AccountNow Vantage Prepaid MasterCard, issued by MetaBank,
is a stored value card designed for those who may have
difficulty in obtaining a standard unsecured credit card.
Although the card does not require a banking account to be
opened, it does require payments in advance, which are then used
to offset future purchases made with the card. Advance payments
can be funded directly from the cardholders paycheck and
automatically loaded to the card every pay period. The card can
also be loaded by wiring money from an established bank account
or through MoneyGram ExpressPayment. It is important to note
that there are some fees associated with this card that include
an account set up fee of $9.95 (waived with direct deposit
loads) and a monthly participation fee of $9.95, which amounts
to $119.40 annually. There is no additional charge for U.S.
purchases. So, in the first year alone, a cardholder can expect
to pay a minimum total of $129.35 in fees. It is common for
stored value cards to lack benefits; however, this card does
offer a free bill pay service (for the first seven transactions
each month) and access to a free credit builder service, which
reports bill payment information to a national credit reporting
agency. Therefore, those who are looking for a stored value card
with flexibility to pay in advance for purchases, do not mind
paying upfront fees, and would like the opportunity to
participate in the credit builder service will find the
AccountNow Vantage Prepaid MasterCard to be a beneficial option.
This card offers cardholders their choice of two unique plans,
which differ in terms of the fees and the services that are
offered, so cardholders should review the terms and conditions
before applying to see which plan will fit their needs the most
(the current card review reflects the premium plan).
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| iAdvance Loan Option, No Credit Check Needed
|
| $0 ACTIVATION FEE - When You Load Your Card By Direct
Deposit
|
| 100% Guaranteed Approval*
|
| FREE Online Bill Pay
|
| NO Overdraft Fees or Minimum Balance Required
|
| Re-loadable With a $10,000 Balance
|
|
Apply
Online for Credit Card |
READYdebit Card
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
Direct deposit, online bill pay service
Credit Card Review:
The READYdebit Card from MetaBank is the perfect way for people
who dont have a checking account to obtain and use a debit card
for all of their purchases - whether plastic is required or not.
With this prepaid card, cardholders simply load the READYdebit
Card with cash and use it as they would a credit card. Paychecks
can even be directly deposited into a READYdebit account to get
easy access to funds without waiting in line at the bank and to
avoid paying high check cashing fees. The READYdebit Card offers
two options, depending on the cardholders needs. The Basic plan
is $3.95 a month, while the Select plan is $7.95 a month and
comes with lots of extras like free online bill pay*. Select
plan cardholders are also cut a break on other fees such as ATM
withdrawal fees, balance inquiry fees, and fees for PIN
transactions. The best thing about the READYdebit Card is the
freebies. Unlike other prepaid cards, cardholders are not
charged card loading fees or negative balance fees - something
banks would charge a pretty penny for. The best part is that the
READYdebit Card works just like a credit card and can be used to
book hotel or car reservations or to make purchases online -
something that just cant be done without a credit card. Plus,
your funds on the READYdebit Card are protected by Visas Zero
Liability policy, which protects cardholders from unauthorized
transactions. Funds can be loaded onto the READYdebit via direct
deposit, or at participating retail stores including Wal-Mart,
Walgreens, Rite Aid, RadioShack, and wherever the Visa ReadLink
symbol is displayed.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Visa Debit Card � Accepted Worldwide
|
| Access to a Million ATMs Around the World
|
| Online Bill-Payment and Check-Writing Service That Lets
Customers Pay Anyone By Check
|
| 24x7 Customer Support � Online and Phone
|
| FDIC Insurance & Visas Zero Liability Protection Against
Fraudulent Use
|
|
Apply
Online for Credit Card |
AccountNow Vantage
Prepaid Visa Card
Credit Card Application Online: Pre-Paid Visa
Credit Card Rating: 3.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No credit checks; no security deposit required.
Credit Card Review:
The AccountNow Vantage Prepaid Visa Card, issued by Palm Desert
National Bank, is a stored value card designed for those who may
have difficulty in obtaining a standard unsecured credit card.
Although the card does not require a bank account to be opened,
it does require payments in advance, which are then used to
offset future purchases made with the card. Advance payments can
be funded directly from the cardholders paycheck and
automatically loaded to the card every pay period. The card can
also be loaded by wiring money from an established bank account
or through Green Dot Money Pak. It is important to note that
there are some fees associated with this card that include an
activation fee of $9.95 (waived with direct deposit loads) and a
monthly participation fee of $9.95, which amounts to $119.40
annually. There are no additional transaction fees for U.S.
purchases. So, in the first year alone, a cardholder can expect
to pay a minimum total of $129.35 in fees. It is common for
stored value cards to lack benefits; however, this card does
offer a free bill pay service (for the first seven transactions
each month) and access to a free credit builder service, which
reports bill payment information to a national credit reporting
agency. Therefore, those who are looking for a stored value card
with flexibility to pay in advance for purchases, do not mind
paying upfront fees, and would like the opportunity to
participate in the credit builder service will find the
AccountNow Vantage Prepaid Visa Card to be a beneficial option.
This card offers cardholders their choice of three unique plans,
which differ in terms of the fees and the services offered, so
cardholders should review the terms and conditions before
applying to see which plan will fit their needs the most (the
current card review reflects the plus plan).
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| $0 ACTIVATION FEE - When You Load Your Card By Direct
Deposit
|
| 100% Guaranteed Approval*
|
| FREE Credit Builder
|
| FREE Direct Deposit
|
| NO Overdraft Fees or Minimum Balance Required
|
| Re-loadable With a $10,000 Balance
|
|
Apply
Online for Credit Card |
Millennium Advantage
Pre-Paid MasterCard
Credit Card Application Online: Pre-Paid MasterCard
Credit Card Rating: 2.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
No credit checks.
Credit Card Review:
The Millennium Advantage Pre-Paid MasterCard, issued by New
Millennium Bank, is a stored value card designed for those who
may have difficulty in obtaining an unsecured credit card. This
card requires the cardholder to make payments in advance, which
are then used to offset future purchases made with the card. The
card can be loaded by account-to-account transfers via the
Internet, through payments sent by mail, or at load stations
from authorized load partners. There is a $1 fee charged for
every reload. There are other fees associated with this card as
well, including an activation fee of $99.00 and a monthly
participation fee of $5.95 ($71.40 annually). In the first year
alone, a cardholder can expect to pay a minimum total of $170.40
in fees. It is important to note this card does not report
cardholder transactions to credit bureaus, which may be
considered a major drawback for those who are trying to
establish credit. Therefore, those who are looking for a stored
value card and do not need to build credit may find the
Millennium Advantage Pre-Paid MasterCard to be a suitable
option.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Use Your Card at Over 900,000 ATMs and Millions of
Locations Worldwide!
|
| No Credit Check or Income Verification Required
|
| No Chexsystem Check
|
| Phone and On-line Account Access
|
| Shop and Pay Bills On-line!
|
|
Apply
Online for Credit Card |
|
|
