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Today's
Featured Highest Rated Bad Credit Credit Cards with Reviews
Continental Finance Gold MasterCard
Credit Card Application Online: Poor
Credit MasterCard
Credit Card Rating: 4 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $25 Low
Interest Rate: No Introductory Rate Available
Reports to credit bureaus; no security deposit required.
Credit Card Review:
The Continental Finance Gold MasterCard, issued by First Bank of
Delaware, is a credit card designed for those with poor credit
who would like a second chance. The main benefit of this
unsecured credit card is that it reports to credit bureaus. This
is a rare opportunity for those with poor credit who would
otherwise only qualify for secured or prepaid cards, which often
do not report to credit bureaus or charge fees to report to
credit bureaus. This card has a very low APR of 9.75%, and it
has an annual fee of $25. It also charges a monthly maintenance
fee of $12 ($144 per year). However, the monthly maintenance fee
is waived for the first month. There is a one-time account
processing fee of $200. This means that the total amount of fees
that a cardholder can expect to pay in the first year will be
$357. Cardholders will also receive free online access,
excellent online tools for managing their finances, and
semi-annual credit limit increases*. Therefore, those who want a
second chance with their credit, do not mind paying the various
fees, and would prefer an unsecured credit card may find the
Continental Finance Gold MasterCard to be beneficial.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
 | Rates As Low as 9.75% APR*
|
| Unsecured MasterCard Accepted at Millions of Locations
Worldwide
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| Monthly Reporting to the Major Credit Bureaus
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| Excellent Online Tools for Managing Your Finances
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| Semi-Annual Credit Limit Increases*
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| Prestige of Carrying a Gold Card
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| *See Website for Other Fees, Rates, and Terms and
Conditions
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Apply
Online for Credit Card |
Orchard Bank Classic
MasterCards
Credit Card Application Online: Poor
Credit MasterCard
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 - $79**
Low Interest Rate: 0% APR for 6 Months for Qualifying
Applicants
Reports to credit bureaus; additional cardholder benefits
Credit Card Review:
Orchard Bank Classic MasterCards are issued by HSBC Bank Nevada,
N.A. are a group of cards that offer applicants with limited
credit histories the opportunity to establish better credit*.
Applicants of this offer are eligible for any one of the
following four cards, depending on their credit history. The
Orchard Bank Platinum MasterCard is ideal for applicants who
want a credit card to help their credit history, but without the
requirement of a security deposit. The annual fee depends on the
applicants credit history and may range from $39-$59. There is
no annual fee and the interest rate is average for this type of
card. Another member of Orchard Banks Classic MasterCards
profile is the Orchard Bank Secured MasterCard. The major
benefit of this card is the reasonable $35 annual fee, which is
waived for the first year of cardmembership. The deposit for
this secured card earns interest annually and the card provides
additional cardholder benefits which is unusual for a secured
credit card. The Orchard Bank Classic MasterCard is another
offer. This card has a 0% introductory rate available on
purchases for the first six months. Both the annual fee and the
application fee are $49. In the first year alone, cardholders
can expect to pay $98. Finally, the Orchard Bank Gold MasterCard
offers a 0% introductory rate that applies to purchases and
balance transfers made within the first six months of
establishing an account. The annual fee is based on a review of
the applicants credit history and will range from $0 to $79.
Also, applicants should expect to pay a $19 account processing
fee. These cards share common benefits including credit bureau
reporting, 24-hour customer service assistance, online account
access, and periodic credit limit increases for those who
qualify. Those in need of a credit card that can possibly
improve creditworthiness in exchange for the out of pocket costs
of additional fees may find one of the Orchard Bank Classic
MasterCards to be a good fit. *It is HSBC's goal to offer you
the credit card that best fits your credit profile, which may or
may not be the card you originally inquired about. You may be
offered a secured card or an unsecured card, which may not
include a 0% Introductory APR, and with different terms and
conditions which will be disclosed before your application is
processed.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Acceptance At Millions of Locations Worldwide, Including
Website Purchases and Reservations
|
| Your Account Information Is Updated and At Your
Fingertips 24/7 So You Can Manage It Your Way
|
| E-mail and Text Messages to Remind You of Your Upcoming
Payment Due Date With Online Enrollment
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Apply
Online for Credit Card |
Rewards 660 Visa
Card
Credit Card Application Online: Poor
Credit Visa
Credit Card Rating: 2 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $48 Low
Interest Rate: No Introductory Rate Available
Reports to TransUnion and Equifax.
Credit Card Review:
The Rewards 660 Visa Card, issued by Dakota State Bank, is a
credit card designed for those with poor credit who would like
an unsecured credit card. The main benefit of this unsecured
credit card is that it reports to the TransUnion and Equifax
credit bureaus. This is a rare opportunity for those with poor
credit who would otherwise only qualify for secured or prepaid
cards, which often do not report to credit bureaus or charge
fees to report to credit bureaus. The annual fee applied to new
accounts is $48. There is also an account set-up fee of $97, a
one time program fee of $90, and a monthly maintenance fee of
$15, which amounts to $180 per year. Additionally, you'll be
required to make an initial payment of $40.00 in order to
activate and use your account. The total amount of standard fees
(not including penalty or default fees) is $455 for the first
year. This card does have an above average interest rate for
purchases, but those cardholders who can pay their monthly
balances in full will be able to avoid the high rate while still
taking advantage of having their card reported to TransUnion and
Equifax. Therefore, those who can pay their balances in full,
want an unsecured credit card, and do not mind paying the
various fees may find the Rewards 660 Visa Card to be
beneficial.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| $300 Starting Credit Limit. No Fee Credit Limit
Increases. Maximum $2,000 Credit Limit After Increases!
|
| Bad Credit? No Credit? Why This Card? Because You Can
Increase Your Credit Limit to as Much as $2,000 with Good
Performance Over Time!
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| Do You make $1,500 a Month? Can You Prove It? Then You
May Qualify!
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| Initial Payment of $40 Required Before Account Can Be
Used
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| After Your $40 Payment Has Cleared and Posted to Your
Account, Your Available Credit Will Be $90
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| Important Notice: This Offer is for an Unsecured Credit
Card. If Your Application is Approved, We Will Make Loans to
You From the Credit Line. As With Any Loan, We Will Evaluate
Your Willingness and Ability to Repay Our Loans in
Accordance With the Published Terms and Conditions.
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|
Apply
Online for Credit Card |
Continental Finance
MasterCard
Credit Card Application Online: Poor
Credit MasterCard
Credit Card Rating: 1.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $50 Low
Interest Rate: No Introductory Rate Available
Reports to credit bureaus; no security deposit required.
Credit Card Review:
The Continental Finance MasterCard, issued by First Bank of
Delaware, is a credit card designed for those with poor credit
who would like a second chance. The main benefit of this
unsecured credit card is that it reports to credit bureaus. This
is a rare opportunity for those with poor credit who would
otherwise only qualify for secured or prepaid cards, which often
do not report to credit bureaus or charge fees to report to
credit bureaus. This card has an above average APR of 19.92%,
and it has an annual fee of $50. It also charges a monthly
maintenance fee of $12 ($144 per year). However, the monthly
maintenance fee is waived for the first month. There is a
one-time account processing fee of $200. This means that the
total amount of fees that a cardholder can expect to pay in the
first year will be $382. Cardholders will also receive free
online access, excellent online tools for managing their
finances, and semi-annual credit limit increases*. Therefore,
those who want a second chance with their credit, do not mind
paying the various fees, and would prefer an unsecured credit
card may find the Continental Finance MasterCard to be
beneficial.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Get Your Application Results in Seconds
|
| Monthly Reporting to the Major Credit Bureaus
|
| Free Online Access
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| Semi-Annual Credit Limit Increases*
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| No Minimum Monthly Income Requirements
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| Unsecured MasterCard Accepted at Millions of Locations
Worldwide
|
| *See Website for Other Fees, Rates, and Terms and
Conditions
|
|
Apply
Online for Credit Card |
Tribute Gold
MasterCard Credit Card
Credit Card Application Online: Poor
Credit MasterCard
Credit Card Rating: 1 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $150**
Low Interest Rate: No Introductory Rate Available
Reports to credit bureaus.
Credit Card Review:
The Tribute MasterCard Gold Card, issued by First Bank of
Delaware, is designed for those who only require the basic
functions of a credit card, but would like to have their account
reported to the credit bureaus. The card offers high interest
rates, and all of the variable interest rates have minimum caps.
This simply means that no matter how low the Prime Rate drops,
the interest rates on the account will not go below the stated
minimum caps. In addition, the APRs for all transactions are
tied to the highest Prime Rate during a 90-day period.
Therefore, due to this policy, the APRs may never reach the
lowest possible interest rates. Cardholders will be issued
either the $300 card or the $70 card after a review of their
credit history. The annual fee for the $300 card is $150. There
is also a monthly maintenance fee of $9.95 that applies to this
card, which amounts to $119.40 per year. The total amount of
standard fees (not including penalty or default fees) is
slightly above $269 for the first year. While the $70 card does
not have an annual fee, it does require a one-time $20 account
opening fee. An account maintenance fee of $19 per month will be
billed to the cardholders account. Over the course of one year,
this fee will total $228. The best feature that both cards have
is that cardholders account activity can be reported to the
credit bureaus, which may be worth the additional fees.
Therefore, those who can afford to pay in full each month in
order to avoid high finance charges, do not mind paying the
various fees associated with the card, and have a limited credit
history will benefit most from the Tribute MasterCard Gold Card.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Unsecured Gold MasterCard Credit Card
|
| Reports to the Major Credit Bureaus
|
| MasterCard Cards Are Accepted at Over 25 Million
Locations Worldwide
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| *See Card Terms and Conditions
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Apply
Online for Credit Card |
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