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 Today's Featured Highest Rated Best Credit Cards with Reviews

Pulaski Bank Visa Card

Credit Card Application Online: Regular Visa

  Credit Card Rating: 5    Apply for Credit Card Online

Best Credit Card Offers:   Annual Fee: $35     Low Interest Rate: 0% APR for 6 Months

Very low APR; 0% introductory rate for six months on balance transfers.

Credit Card Review:

The Pulaski Bank Visa Card issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card. The best feature of this credit card is the reasonably low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card. However, aside from the reasonably low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card. Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa Card has to offer.

Special Credit Card Low Interest APR Offers and Credit Card Rewards Deals:
 
Fixed Low Rate
Best Credit Card Rate in the Country
No Fee Balance Transfers
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Pulaski Bank Gold Visa Card

Credit Card Application Online: Regular Visa

  Credit Card Rating: 4.5    Apply for Credit Card Online

Best Credit Card Offers:   Annual Fee: $0     Low Interest Rate: 0% APR for 6 Months

Reasonably low APR; 0% introductory rate for six months; no annual fee.

Credit Card Review:

The Pulaski Bank Gold Visa Card, issued by Pulaski Bank, is designed for those with good credit who are looking for a very low cost credit card. The best feature of this credit card is the reasonably low fixed interest rate offered at 8.00% for all transactions; it offers a very low cost option to those who plan to carry a revolving balance. It is important to note that the rate for purchases and cash advances is the same, which is a rare benefit, considering that the APR for cash advances is usually significantly higher. There is also a very attractive 0% introductory rate for six months on balance transfers submitted within the first three months. In addition, there is no annual fee for the card. Aside from the reasonably low interest rate, cardholders can expect common gold benefits, such as travel and emergency assistance services, as well as various purchase protection services. However, members should not expect any extraordinary benefits or services offered by the card. Those who plan to carry a balance (due to the reasonably low interest rate offered) and do not want to pay an annual fee will benefit most from what the Pulaski Bank Gold Visa Card has to offer.

Special Credit Card Low Interest APR Offers and Credit Card Rewards Deals:
 
Low Rate
No Annual Fee
0% Balance Transfers
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Union Plus MasterCard

Credit Card Application Online: Regular MasterCard

  Credit Card Rating: 3    Apply for Credit Card Online

Best Credit Card Offers:   Annual Fee: $0     Low Interest Rate: 1.99% APR for 6 Months

Skip Payment Privileges; various union-related services and privileges; no annual fee.

Credit Card Review:

The Union Plus MasterCard, issued by HSBC Bank Nevada, N.A., is designed for those with an average or limited credit history who are members of one of the AFL-CIO Unions (non-members are not eligible to apply for the card). The card, as the name suggests, is designed for members of an AFL-CIO Union. The benefits offered to union members are "Strike Payment Protection" (allows members to skip payments for up to three consecutive months while the union is on a union-sanctioned strike or lockout for 30 days or more) and "Member Advocacy Program" (designed to help members resolve disputes and handle concerns regarding any of the Union Privilege programs). The interest rate for purchases and balance transfers is reasonably low for those who qualify, and there is no annual fee. There is a low introductory rate on purchases for the first six months, and a reasonable introductory rate is available for balance transfers, which is valid until the balance is paid in full (although lower introductory rates can be found with other standard credit cards). It is important to note that there is a minimum cap in effect on the interest rate for purchases and balance transfers. Therefore, no matter how low the Prime Rate falls, the APR will not go below the minimum cap. This rate varies between 9.99% and 18.99% and is based on the applicants credit history. In addition to the unique member benefits, this card also provides cardholder benefits such as no liability for unauthorized transactions, fraud and security protection services, and up to $100,000 in travel accident insurance. Therefore, members of one of the AFL-CIO Unions (required to apply) who qualify for the lowest rate offered and plan to pay in full each month (to avoid finance charges) will benefit most from what the Union Plus MasterCard has to offer.

Special Credit Card Low Interest APR Offers and Credit Card Rewards Deals:
 
FREE Rewards Program Designed for Hard-Working Union Members
Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
Earn 1 Point for Every Dollar Spent Anywhere
NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
1.99% Introductory APR on New Purchases*
All Calls Answered in the United States
No Annual Fee and No Liability for Unauthorized Use
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