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Today's
Featured Highest Rated Best Credit Cards with Reviews
Pulaski
Bank Visa Card
Credit Card Application Online: Regular Visa
Credit Card Rating: 5
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Credit Card Online
Best Credit Card Offers:
Annual Fee: $35 Low
Interest Rate: 0% APR for 6 Months
Very low APR; 0% introductory rate for six months on balance
transfers.
Credit Card Review:
The Pulaski Bank Visa Card issued by Pulaski Bank, is designed
for those with an average credit history who are looking for a
very low cost credit card. The best feature of this credit card
is the reasonably low fixed interest rate of 6.50% (for
purchases and cash advances); it provides a very low cost option
to those who plan to carry a revolving balance. There is also a
very attractive introductory rate for six months on balance
transfers. In addition, the annual fee of $35 is very reasonable
for such a low interest rate credit card. However, aside from
the reasonably low interest rate for all transactions,
cardholders should not expect any extraordinary benefits or
services offered by the card. Those who plan to carry a balance
(due to the low interest rate offered), do not mind paying an
annual fee of $35, and do not care for any extraordinary
benefits or services will benefit most from what the Pulaski
Bank Visa Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
Pulaski Bank Gold
Visa Card
Credit Card Application Online: Regular Visa
Credit Card Rating: 4.5
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Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 6 Months
Reasonably low APR; 0% introductory rate for six months; no
annual fee.
Credit Card Review:
The Pulaski Bank Gold Visa Card, issued by Pulaski Bank, is
designed for those with good credit who are looking for a very
low cost credit card. The best feature of this credit card is
the reasonably low fixed interest rate offered at 8.00% for all
transactions; it offers a very low cost option to those who plan
to carry a revolving balance. It is important to note that the
rate for purchases and cash advances is the same, which is a
rare benefit, considering that the APR for cash advances is
usually significantly higher. There is also a very attractive 0%
introductory rate for six months on balance transfers submitted
within the first three months. In addition, there is no annual
fee for the card. Aside from the reasonably low interest rate,
cardholders can expect common gold benefits, such as travel and
emergency assistance services, as well as various purchase
protection services. However, members should not expect any
extraordinary benefits or services offered by the card. Those
who plan to carry a balance (due to the reasonably low interest
rate offered) and do not want to pay an annual fee will benefit
most from what the Pulaski Bank Gold Visa Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
Union Plus
MasterCard
Credit Card Application Online: Regular MasterCard
Credit Card Rating: 3
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Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 1.99% APR for 6 Months
Skip Payment Privileges; various union-related services and
privileges; no annual fee.
Credit Card Review:
The Union Plus MasterCard, issued by HSBC Bank Nevada, N.A., is
designed for those with an average or limited credit history who
are members of one of the AFL-CIO Unions (non-members are not
eligible to apply for the card). The card, as the name suggests,
is designed for members of an AFL-CIO Union. The benefits
offered to union members are "Strike Payment Protection" (allows
members to skip payments for up to three consecutive months
while the union is on a union-sanctioned strike or lockout for
30 days or more) and "Member Advocacy Program" (designed to help
members resolve disputes and handle concerns regarding any of
the Union Privilege programs). The interest rate for purchases
and balance transfers is reasonably low for those who qualify,
and there is no annual fee. There is a low introductory rate on
purchases for the first six months, and a reasonable
introductory rate is available for balance transfers, which is
valid until the balance is paid in full (although lower
introductory rates can be found with other standard credit
cards). It is important to note that there is a minimum cap in
effect on the interest rate for purchases and balance transfers.
Therefore, no matter how low the Prime Rate falls, the APR will
not go below the minimum cap. This rate varies between 9.99% and
18.99% and is based on the applicants credit history. In
addition to the unique member benefits, this card also provides
cardholder benefits such as no liability for unauthorized
transactions, fraud and security protection services, and up to
$100,000 in travel accident insurance. Therefore, members of one
of the AFL-CIO Unions (required to apply) who qualify for the
lowest rate offered and plan to pay in full each month (to avoid
finance charges) will benefit most from what the Union Plus
MasterCard has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
 | FREE Rewards Program Designed for Hard-Working Union
Members
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 | Get 2,000 Bonus Points After First Purchase, More than
Halfway to a $25 Gift Card
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 | Earn 1 Point for Every Dollar Spent Anywhere
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 | NO Balance Transfer Fees and APR stays FIXED Until the
Balance is Paid in Full*
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 | 1.99% Introductory APR on New Purchases*
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 | All Calls Answered in the United States
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 | No Annual Fee and No Liability for Unauthorized Use
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