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Today's
Featured Highest Rated Cash Back Credit Cards with Reviews
Clear from
American Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for up to 12 Months
No annual fee; no late fees; no over the limit fees; no balance
transfer fees; introductory rates; cash back rewards.
Credit Card Review:
Clear from American Express is designed for those with good
credit who are looking for a card with absolutely no fees and an
uncomplicated reward program. Through the reward program,
cardholders earn a cash rebate of 1% on all eligible purchases.
The rebates are automatically issued in the form of an American
Express branded shopping card worth $25 each time the cardholder
reaches $2,500 in spending. Shopping cards expire one year after
they are issued. The truly unique feature of this card is that
it has no fees. There are no annual fees, no late fees, no over
the limit fees, no balance transfer fees, and no cash advance
fees. However, fee-free credit does not mean cardholders can
forsake their payment responsibilities. If minimum payments are
not paid within the grace period for two times during any
portion of a twelve-month billing period, the default APR of
21.99% + Prime Rate will be applied to all balances for a
minimum of twelve billing periods. The card also provides
benefits and services commonly found with American Express
credit cards, such as auto rental insurance, a purchase
protection, and up to $100,000 in travel accident insurance. It
also provides a free year-end credit report including the
cardholders credit score. The APR for purchases and balance
transfers is reasonably low for a reward card (for those who
qualify). In addition, the card offers a 0% introductory APR for
up to twelve months on purchases and a low 3.99% introductory
APR on balance transfers for for twelve months if the balance
transfers are submitted during the application process.
Therefore, those who plan to take advantage of the reward
program, the fee-free transactions, and the various services
provided will benefit most from what the Clear from American
Express has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
 | No Fees of Any Kind. No Annual Fee, No Late Fees, No
Over-Limit Fees, No Balance Transfer Fees, No Cash Advance
Fees
|
| 0% Intro APR for Up to 12 Months
|
| Automatic Rewards. You'll Get an American Express
Branded Shopping Card Worth $25 Delivered Straight to Your
Door Every Time You Spend $2,500
|
| Express Approval. Get a Decision in Less than 60 Seconds
|
|
Apply
Online for Credit Card |
Blue Cash from
American Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for Up to 12 Months
Up to 5% cash back reward; no annual fee; 0% introductory rate.
Credit Card Review:
Blue Cash from American Express is designed for those with good
or excellent credit who plan to take advantage of the cash back
reward program offered by this card, which Kiplinger's Personal
Finance* named as the "best cash-rebate card." Cardholders get
unlimited cash back savings on eligible purchases with the card.
Through the rebate program, cardholders earn a cash award that
varies according to the amount spent per year. General purchases
earn up to a 1.5% rebate. "Everyday Purchases" made at
drugstores, gas stations, and supermarkets earn up to a 5%
rebate. Aside from the cash rebates, this card provides common
benefits and services commonly found with American Express
credit cards, such as the buyers assurance plan, purchase
protection plan, and up to $100,000 in travel accident
insurance. This card has no annual fee and a reasonably low
interest rate for purchases and balance transfers (for those who
qualify), which makes it ideal for those who plan to
occasionally carry a balance. The card has a 0% introductory
rate for the first twelve months of membership that can be
applied toward purchases. A 2.99% introductory rate is available
on balance transfers for twelve months. It is important to note
that the balance transfer introductory rate only applies to
those who initiate a transfer when applying for the card.
Therefore, those who plan to take advantage of the cash back
reward program for "Everyday Purchases" (to earn the highest
rebate) and the various standard services provided will benefit
most from what Blue Cash from American Express has to offer.
*Notations to the Best Cash-Rebate Card appeared in the November
2006 edition of Kiplinger's Personal Finance. Based upon
Kiplinger's Personal Finance assumptions of how their readers
would use rebate cards. 2006 The Kiplinger Washington Editors,
Inc.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn Up to 5% Cash Back on Everyday Purchases - Even
Gas!
|
| No Annual Fee
|
| 0% APR for Up to 12 Months on Purchases
|
| Express Approval. Get a Decision in Less Than 60
Seconds.
|
|
Apply
Online for Credit Card |
Discover Motiva(SM)
Card
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 3.99% Intro APR*
No annual fee; low introductory rate; reward program.
Credit Card Review:
The Discover Motiva(SM) Card, issued by Discover, is designed
for those with very good credit who are looking to earn cash
rewards by paying on time and making purchases. Through the
reward program, cardholders earn a 5% to 20% Cashback Bonus at
top retailers through Discovers exclusive online shopping site,
and they get up to a 1% Cashback Bonus on all other purchases.
There is no yearly limit on the amount of rebates that can be
earned, and rebates do not expire as long as the account is
active within a 36-month period. Cardholders will also be
eligible to earn a pay-on-time bonus. Each time cardholders make
six on-time payments in a row they will receive a credit towards
the payment of their next months interest. Cardholders will be
eligible to receive the pay-on-time bonus twice a year, every
year monthly payments are received on time. The card has no
annual fee, an attractive 3.9% introductory rate on purchases
for six months, and a 3.9% introductory rate on balance
transfers for twelve months. The APR for this card is reasonable
for those who qualify. In addition to the reward program, the
Discover Motiva(SM) Card also provides several cardholder
benefits, including up to $500,000 in travel accident insurance,
auto rental insurance, and various fraud and security protection
services. Therefore, those who plan to spend over $3,000 a year
(to earn the 1% cash rebate), plan to use their Cashback Bonus
award at participating online retailers (to earn additional cash
rebates), plan to pay in full each month after the introductory
rate expires (to avoid costly finance charges), and pay on time
every month will benefit most from what the Discover Motiva(SM)
Card has to offer. *It is important to note that like many cash
reward cards, the highest rebate offered will not apply to all
purchases made with the credit card. In this case, 1% will be
applied only to those purchases made after the cardholder spends
over $3,000 in one year, so the overall cash rebate earned will
be less than 1%, depending on the amount spent. For instance, if
the cardholder were to spend $4,000, only $1,000 of this amount
would be applied towards the 1% rebate. However, this does not
take into account any promotional offers.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Double Cashback Bonus® on Grocery Store Purchases in
November and December*
|
| 5% to 20% Cashback Bonus® at Top Online Retailers*
|
| Up to 1% Unlimited Cashback Bonus® on All Other
Purchases Automatically
|
| Free Payment by Phone or Online � Even on Your Payment
Due Date
|
| Choose a Payment Due Date That Meets Your Needs
|
| No Annual Fee
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
IberiaBank Visa Gold
Cash Back Rewards Card
Credit Card Application Online: Reward
- Cash Visa
Credit Card Rating: 5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 6 Months
Low APR for those who qualify; No yearly limit or expiration on
rebates.
Credit Card Review:
The IberiaBank Visa Gold Cash Back Rewards Card, issued by
Pulaski Bank, is designed for those with good credit who would
like to take advantage of the cash reward program. Through the
rewards program, cardholders earn a 1% cash rebate per dollar
spent on all purchases. There is no limit to the amount of
rebates cardholders may earn and rebates do not expire for the
life of the account. The card has no annual fee and the interest
rate for purchases is reasonably low for a reward card (for
those who qualify). Plus, the card offers a 0% introductory rate
on balance transfers submitted during the first three months for
the first six months of membership. In addition to the cash
rebate, cardholders have access to common gold benefits, such as
up to $500,000 in travel accident insurance, lost and stolen
card reporting, and various online account services. Therefore,
those who qualify for the lowest rate offered, do not want to
pay an annual fee, and plan to take advantage of the cash rebate
program will benefit most from what the IberiaBank Visa Gold
Cash Back Rewards Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn 1% in Cash Back Credit on All Qualifying Purchases
|
| No limit on Cash Back; No Expiration Date on Eligibility
for Accounts in Good Standing
|
| Travel Accident Coverage Up to $500,000
|
| 0% Introductory APR on Balance Transfers for Your First
6 Billing Cycles - Applies to Balance Transfers Processed
Within 3 Months of Your Account Open Date
|
| No Transaction Fee for Balance Transfers
|
| 25 Day Grace Period
|
| Online Access to Credit Card Account Information
|
|
Apply
Online for Credit Card |
HSBC Platinum
MasterCard with Cash Back Rewards
Credit Card Application Online: Reward
- Cash MasterCard
Credit Card Rating: 4.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 12 Months
Reasonably low APR (for those who qualify); no annual fee.
Credit Card Review:
The HSBC Platinum MasterCard with Cash Back Rewards, issued by
issued by HSBC Bank Nevada, N.A., is designed for those with
very good credit who are looking to earn cash back on everything
they purchase. Through the rewards program, cardholders earn
unlimited 1% cash back rewards for every dollar spent on
purchases. Cardholders who do not qualify for the 1% cash back
rewards will be considered for 2% cash back reward. While there
is no limit to the amount of cash back rewards that can be
earned with the 1% cash back reward, the 2% rebate does have a
limit of $400 a year. The HSBC Platinum MasterCard with Cash
Back Rewards has no annual fee and a 0% introductory rate that
can be applied toward purchases and balance transfers for the
first twelve months of membership. Once the introductory rate
expires, the card has a reasonably low interest rate for
purchases (for those who qualify). Therefore, those who spend a
lot on purchases and who qualify for the lowest interest rate
offered will benefit most from what the HSBC Platinum MasterCard
with Cash Back Rewards has to offer. *Please note that this card
is for applicants for good credit. If you do not meet the credit
requirements for this card, you may be approved for another HSBC
credit card.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn Unlimited 1% Cash Back Rewards On New Net Retail
Purchases, Everywhere You Shop!
|
| Simple and Straightforward Rewards: No Earnings Caps,
Spending Categories, Tiers, or Point Expiration
|
| Platinum Benefits Include Unlimited Purchases
Protection, Extended Warranties, and Rental Car Insurance
|
| Instant Decision In As Little As 60 Seconds
|
|
Apply
Online for Credit Card |
HSBC Weekend Card
Credit Card Application Online: Reward
- Cash MasterCard
Credit Card Rating: 4.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 12 Months
Reasonably low APR (for those who qualify); no annual fee; no
yearly limit on rebates
Credit Card Review:
The HSBC Weekend Card, issued by HSBC Bank Nevada, N.A., is
designed for those with very good credit who are looking to earn
cash back for purchases made during the weekend. Through the
rewards program, cardholders earn a 2% cash rebate for every
dollar spent on Saturdays and Sundays and a 1% cash rebate per
dollar spent during the week. There is no limit to the amount of
rebates cardholders may earn and rewards do not expire. The card
has no annual fee and a 0% introductory rate that can be applied
toward purchases and balance transfers for the first twelve
months of membership. Once the introductory rate expires, the
card has a reasonably low interest rate for purchases (for those
who qualify). Therefore, those who shop frequently during the
weekend and who qualify for the lowest rate offered will benefit
most from what the HSBC Weekend Card has to offer. *Please note
that this card is for applicants for good credit. If you do not
meet the credit requirements for this card, you may be approved
for another HSBC credit card.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn a Full 2% Cash Back on Every New Net Retail
Purchase Made On Saturdays and Sundays
|
| Receive 1% Cash Back On New Net Retail Purchases Made
Monday Through Friday
|
| Simple and Straightforward: No Earnings Caps, Spending
Requirements, Tiers, or Point Expiration
|
| Platinum Benefits Include Unlimited Purchase Protection,
Extended Warranties, and Rental Car Insurance
|
| 0% Introductory APR On Card Purchases and Balance
Transfers For 12 Months With No Annual Fee.*
|
|
Apply
Online for Credit Card |
One from American
Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 4 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $35** Low
Interest Rate: No Introductory Rate Available
Receive $50 after the first purchase; cash back rebate program;
no annual fee your first year.
Credit Card Review:
One from American Express is designed for those with good or
excellent credit who plan to take advantage of the unique
Savings Accelerator Plan. Through the Savings Accelerator Plan,
cardholders earn a cash rebate of 1% on all eligible purchases.
The rebates are deposited into an FDIC-insured, high-yield
savings account in the cardholders name with a special rate of
2.75% APY (variable rate as of 4/15/2008). Plus, $50 will be
deposited into the savings account after the cardholder makes
their first purchase. Aside from the cash rebates, this card
provides benefits and services commonly found with American
Express credit cards, such as auto rental insurance, a purchase
protection plan, and up to $100,000 in travel accident
insurance. This card has an annual fee of $35 that is waived the
first year, and the APR for purchases is reasonable for a reward
card. Therefore, those who plan to take advantage of the Savings
Accelerator Plan rebate program and the various standard
services will benefit most from what the One from American
Express has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Get $50 after Your First Purchase
|
| No Pre-Set Spending Limit
|
| Earn a Competitive Annual Percentage Yield (APY),
Currently 2.75% (Variable Rate As of 4/15/2008)
|
| The Savings Accelerator(SM) Plan Contributes 1% of
Eligible Purchases into an FDIC-Insured High-Yield Savings
Account in Your Name
|
| No Annual Fee for the First Year - A $35 Savings
|
| Express Approval. Get a Decision in less than 60 Seconds
|
|
Apply
Online for Credit Card |
Discover More(SM)
Card
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Double cash rebates at participating retailers and merchants
(through the Cashback Bonus award program); 0% introductory
rate; no annual fee.
Credit Card Review:
The Discover More(SM) Card, issued by Discover, is designed for
those with very good credit who are looking for a cash reward
credit card. Through the reward program, cardholders earn a 5%
Cashback Bonus in categories such as travel, gas, restaurants,
movies, and more. Cardholders also earn up to 1% for general
purchases and up to 1% Cashback Bonus on all other purchases
automatically. As an added bonus, cardholders can earn up to a
double Cashback Bonus when redeeming their rebates for gift
certificates from participating Discover Card Partners. There is
no yearly limit on the amount of rebates that can be earned, and
rebates do not expire as long as the account is active within a
36-month period. The card has no annual fee, an attractive 0%
introductory rate on purchases for six months, and a 0%
introductory rate on balance transfers for twelve months. The
APR for this card is reasonable for those who qualify. Finance
charges that are applied use the "Two Cycles Average Daily
Balance" method, which is a more costly method in applying
finance charges for those who occasionally carry a balance as
compared to the "Average Daily Balance" method used by most card
issuers. Aside from the reward program, the card also provides
several platinum benefits, including up to $500,000 in travel
accident insurance, auto rental insurance, and various fraud and
security protection services. Cardholders will also receive
discounts on products and services at participating merchants
and retailers. Therefore, those who plan to spend over $3,000 a
year (to earn the 1% cash rebate), plan to use their Cashback
Bonus award at participating retailers (to earn double cash
rebates), and plan to pay in full each month after the
introductory rate expires (to avoid costly finance charges) will
benefit most from what the Discover More(SM) Card has to offer.
*It is important to note that like many cash reward cards, the
highest rebate offered will not apply to all purchases made with
the credit card. In this case, 1% will only be applied only to
those purchases made after the cardholder spends over $3,000 in
one year, so the overall cash rebate earned will be less than
1%, depending on the amount spent. For instance, if the
cardholder were to spend $4,000, only $1,000 of this amount
would be applied towards the 1% rebate. However, this does not
take into account any promotional offers or the full 5% Cashback
Bonus award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 5% to 20% Cashback Bonus at Top Online Retailers*
|
| Up to 1% Unlimited Cashback Bonus on All Other Purchases
Automatically
|
| Increase, Even Double, Your Rewards When You Redeem for
Gift Cards from Our 100 Cashback Bonus Partners
|
| Online Account Access
|
| Online Bill Payment
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
Discover More(SM)
Card - Monogram
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Personalized card design; double cash rebates at participating
retailers and merchants (through the Cashback Bonus award
program); 0% introductory APR; no annual fee.
Credit Card Review:
The Discover More (SM) Card � Monogram is perfect for a person
with very good credit looking for a card that can earn cash
rewards. The card also features personalized designs which
displays the cardholders intial(s) on the cards face. The reward
program allows cardholders to earn a 5% Cashback Bonus in
categories such as travel, gas, restaurants, movies, and more.
In addition, cardholders can automatically earn up to a 1%
Cashback Bonus on all other purchases. As an added bonus,
cardholders can earn up to a double Cashback Bonus when their
rebates are redeemed for gift certificates from participating
Discover Card Partners. There is no yearly limit on the amount
of rebates that can be earned and rebates do not expire as long
as the account is active within a 36-month period. A unique
feature with this card is that cardholders can choose from
several card designs that will display their initial(s) on the
front of the card. The card has no annual fee, a 0% introductory
rate on purchases for six months, and a 0% introductory rate on
balance transfers for twelve months. The APR for this card is
reasonable for those who qualify. The card also provides several
platinum benefits, including up to $500,000 in travel accident
insurance, auto rental insurance, and various fraud and security
protection services. Cardholders will also receive discounts on
products and services at participating merchants and retailers.
Therefore, those who plan on spending over $3,000 a year (to
earn the 1% cash rebate), plan on using their Cashback Bonus
award at participating retailers (to earn double cash rebates),
and plan on paying in full each month after the introductory
rate expires (to avoid costly finance charges) will benefit most
from what the Discover More(SM) Card - Monogram has to offer.
*It is important to note that like many cash reward cards, the
highest rebate offered will not apply to all purchases made with
the credit card. In this case, 1% will applied only to those
purchases made after the cardholder spends over $3,000 in one
year, so the overall cash rebate earned will be less than 1%,
depending on the amount spent. For instance, if the cardholder
were to spend $4,000, only $1,000 of this amount would be
applied towards the 1% rebate. However, this does not take into
account any promotional offers or the full 5% Cashback Bonus
award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn More Cash in More Ways Than Anyone Else(SM)*
|
| Unlimited Cash Rewards, Automatically
|
| Up to 20% Cashback Bonus When You Shop Online*
|
| 0% Intro APR*
|
| Choose Your Personalized Design
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
Discover More(SM)
Card- American Flag
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Double cash rebates at participating retailers and merchants
(through the Cashback Bonus award program); no annual fee; 0%
introductory rate.
Credit Card Review:
The Discover More(SM) Card - American Flag, issued by Discover,
is designed for those with very good credit who are looking for
a cash reward credit card. Through the reward program,
cardholders earn a 5% Cashback Bonus in categories such as
travel, home, restaurants, movies, and more. Cardholders also
earn up to 1% for general purchases and .25% for purchases made
at select warehouse clubs and discount stores. Those who spend
up to $1,500 on general purchases will receive a .25% rebate,
between $1,500 and $3,000 will receive a .5% rebate, and over
$3,000 will receive a 1% rebate.* As an added bonus, cardholders
can earn up to a double Cashback Bonus when redeeming their
rebates for gift certificates from participating Discover Card
Partners. There is no yearly limit on the amount of rebates that
can be earned, and rebates do not expire as long as the account
remains active within a 36-month period. Aside from the reward
program, the card also provides several platinum benefits,
including up to $500,000 in travel accident insurance, auto
rental insurance, and various fraud and security protection
services. The Discover More(SM) Card - American Flag card has no
annual fee, an attractive 0% introductory rate on purchases for
6 months, and a 0% introductory rate on balance transfers for
twelve months. The APR for this card is reasonable, although it
is important to note that only higher qualifying applicants will
receive the lowest rate available. Therefore, those who plan to
spend at least $3,000 a year (to earn the 1% cash rebate), plan
to use their Cashback Bonus award at participating retailers (to
earn double cash rebates), and plan to pay in full each month
after the introductory rate expires (to avoid costly finance
charges) will benefit most from what the Discover More(SM) Card
- American Flag has to offer. *It is important to note that like
many cash reward cards, the highest rebate offered will not
apply to all purchases made with the credit card. In this case,
1% will be applied only to those purchases made after the
cardholder spends over $3,000 in one year; so the overall cash
rebate earned will be less than 1%, depending on the amount
spent. For instance, if the cardholder were to spend $4,000,
only $1,000 of this amount would be applied towards the 1%
rebate. However, this does not take into account any promotional
offers or the full 5% Cashback Bonus award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 5% to 20% Cashback Bonus at Top Online Retailers*
|
| Up to 1% Unlimited Cashback Bonus on All Other Purchases
Automatically
|
| Increase, Even Double, Your Rewards When You Redeem for
Gift Cards from Our 100 Cashback Bonus Partners
|
| Online Account Access
|
| Online Bill Payment
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
Discover More(SM)
Card - Wildlife Collection
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Double cash rebates at participating retailers and merchants
(through the Cashback Bonus award program); 0% introductory
rate; no annual fee.
Credit Card Review:
The Discover More(SM) Card - Wildlife Collection, issued by
Discover, is designed for those with very good credit who are
looking for a cash reward credit card. Through the reward
program, cardholders can earn a 5% Cashback Bonus in categories
such as travel, gas, restaurants, movies, and more. Cardholders
also earn up to 1% for general purchases and .25% for purchases
made at select warehouse clubs and discount stores. Those who
spend up to $1,500 on general purchases will receive a .25%
rebate, between $1,500 and $3,000 will receive a .5% rebate, and
over $3,000 will receive a 1% rebate.* As an added bonus,
cardholders can earn up to a double Cashback Bonus when
redeeming their rebates for gift certificates from participating
Discover Card Partners. There is no yearly limit on the amount
of rebates that can be earned, and rebates do not expire as long
as the account is active within a 36-month period. The card has
no annual fee, an attractive 0% introductory rate on purchases
for six months, and a 0% introductory rate on balance transfers
for twelve months. The APR on purchases after the introductory
rate expires is reasonable for those who qualify. Aside from the
reward program, the card also provides several platinum
benefits, including travel accident insurance, auto rental
insurance, and various fraud and security protection services.
Cardholders will also have access to discounts on products and
services at participating merchants and retailers. Therefore,
those who plan to spend at least $3,000 a year (to earn the 1%
cash rebate), plan to use their Cashback Bonus award at
participating retailers (to earn double cash rebates), and plan
to pay in full each month after the introductory rate expires
(to avoid costly finance charges) will benefit most from what
the Discover More(SM) Card - Wildlife Collection has to offer.
*It is important to note that like many cash reward cards, the
highest rebate offered will not apply to all purchases made with
the credit card. In this case, 1% will be applied only to those
purchases made after the cardholder spends over $3,000 in one
year, so the overall cash rebate earned will be less than 1%,
depending on the amount spent. For instance, if the cardholder
were to spend $4,000, only $1,000 of this amount would be
applied towards the 1% rebate. However, this does not take into
account any promotional offers or the full 5% Cashback Bonus
award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 5% to 20% Cashback Bonus at Top Online Retailers*
|
| Up to 1% Unlimited Cashback Bonus on All Other Purchases
Automatically
|
| Increase, Even Double, Your Rewards When You Redeem for
Gift Cards from Our 100 Cashback Bonus Partners
|
| Online Account Access
|
| Online Bill Payment
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
Discover More(SM)
Card - Clear
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Double cash rebates at participating retailers and merchants
(through the Cashback Bonus award program); 0% introductory
rate; no annual fee.
Credit Card Review:
Discovers Discover More(SM) Card � Clear is fitting for those
with very good credit who want a cash reward credit card.
Through this cards reward program, cardholders are able to earn
a 5% Cashback Bonus in categories such as travel, gas,
restaurants, movies, and more. Up to 1% can also be earned on
general purchases and .25% for purchases made at select
warehouse clubs and discount stores. The way rebates can be
earned is quite simple. Those who spend up to $1,500 on general
purchases will receive a .25% rebate. If a cardholder spends
between $1,500 and $3,000, a .5% rebate will be earned. Any
general purchase expense yields a 1% rebate to the cardholder.*
As an added bonus, cardholders can earn up to a double Cashback
Bonus when they redeem their rebates for gift certificates from
participating Discover Card Partners. Whats more is that with
the Discover More(SM) Card � Clear, there is no annual cap on
the amount of rebates that can be earned. As long as the account
is active during a 36-month period, rebates will not expire.
What makes this card even more attractive is that there is no
annual fee and a 0% introductory rate on purchases for six
months. Balance transfers will be covered by a 0% introductory
rate for twelve months. After the introductory rate expires, the
APR for purchases with this card is reasonable for those who
qualify. Platinum style benefits that are provided with this
card include travel accident insurance, auto rental insurance,
and fraud protection services. Cardholders will also have access
to discounts on products and services at participating merchants
and retailers. With the Discover More(SM) Card � Clear, those
who plan on spending at least $3,000 per year and who plan on
taking advantage of the Cashback Bonus reward program will find
this card to be the most beneficial. *It is important to note
that like many cash reward cards, the highest rebate offered
will not apply to all purchases made with the credit card. In
this case, 1% will be applied only to those purchases made after
the cardholder spends over $3,000 in one year, so the overall
cash rebate earned will be less than 1%, depending on the amount
spent. For instance, if the cardholder were to spend $4,000,
only $1,000 of this amount would be applied towards the 1%
rebate. However, this does not take into account any promotional
offers or the full 5% Cashback Bonus award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 5% to 20% Cashback Bonus at Top Online Retailers*
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| Up to 1% Unlimited Cashback Bonus on All Other Purchases
Automatically
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| Increase, Even Double, Your Rewards When You Redeem for
Gift Cards from Our 100 Cashback Bonus Partners
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| Online Account Access
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| Online Bill Payment
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| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
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Apply
Online for Credit Card |
Discover More(SM)
Card - Sealife Collection
Credit Card Application Online: Reward
- Cash Discover
Credit Card Rating: 4
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% Intro APR*
Double cash rebates at participating retailers and merchants
(through the Cashback Bonus award program); 0% introductory
rate; no annual fee.
Credit Card Review:
The Discover More(SM) Card - Sealife Collection, issued by
Discover, is designed for those with very good credit who are
looking for a Cashback Bonus reward credit card. Through the
reward program, cardholders can earn a 5% Cashback Bonus in
categories such as travel, gas, restaurants, movies, and more.
Cardholders also earn up to 1% on general purchases and .25% on
purchases made at select warehouse clubs and discount stores.
Those who spend up to $1,500 on general purchases will receive a
.25% rebate. For those who spend between $1,500 and $3,000, a a
.5% rebate will be earned, and over $3,000 will earn a 1%
rebate.* As an added bonus, cardholders can earn up to a double
Cashback Bonus when redeeming their rebates for gift
certificates from participating Discover Card Partners. There is
no yearly limit on the amount of rebates that can be earned, and
rebates do not expire as long as the account is active within a
36-month period. The card has no annual fee, an attractive 0%
introductory rate on purchases for six months, and a 0%
introductory rate on balance transfers for twelve months. The
APR on purchases after the introductory rate expires is
reasonable for those who qualify. Aside from the reward program,
the card also provides several platinum benefits, including
travel accident insurance, auto rental insurance, and various
fraud and security protection services. Cardholders will also
have access to discounts on products and services at
participating merchants and retailers. Therefore, those who plan
to spend at least $3,000 a year (to earn the 1% cash rebate),
plan to use their Cashback Bonus award at participating
retailers (to earn double cash rebates), and plan to pay in full
each month after the introductory rate expires (to avoid costly
finance charges) will benefit most from what the Discover
More(SM) Card - Sealife Collection has to offer. *It is
important to note that like many cash reward cards, the highest
rebate offered will not apply to all purchases made with the
credit card. In this case, 1% will be applied only to those
purchases made after the cardholder spends over $3,000 in one
year, so the overall cash rebate earned will be less than 1%,
depending on the amount spent. For instance, if the cardholder
were to spend $4,000, only $1,000 of this amount would be
applied towards the 1% rebate. However, this does not take into
account any promotional offers or the full 5% Cashback Bonus
award.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| 5% to 20% Cashback Bonus at Top Online Retailers*
|
| Up to 1% Unlimited Cashback Bonus on All Other Purchases
Automatically
|
| Increase, Even Double, Your Rewards When You Redeem for
Gift Cards from Our 100 Cashback Bonus Partners
|
| Online Account Access
|
| Online Bill Payment
|
| *View Discover Card Rates, Fees, Rewards, and Other
Important Information
|
|
Apply
Online for Credit Card |
TrueEarnings Card
from Costco and American Express
Credit Card Application Online: Reward
- Cash American Express
Credit Card Rating: 3.5 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for 3 Months
Cash back rebate program; no annual fee.
Credit Card Review:
The TrueEarnings Card from Costco and American Express is
designed for Costco members who have average credit and plan to
take advantage of the cash back reward program. The cash rebate
amount varies according to where the cardholder makes the
purchase; 1% is earned on general purchases, 2% is earned for
travel-related purchases, and 3% is earned for restaurant and
gasoline purchases. There is no limit to the amount of cash
rebates that can be earned. In addition to the cash rebates, the
card does provide several benefits and services that are
commonly found with American Express credit cards, such as
purchase protection, auto rental insurance, and travel accident
insurance. The card has an above average interest rate for
purchases and balance transfers (for a reward card). There is no
annual fee with a paid Costco membership. Cardholders can also
take advantage of the 0% introductory offer on purchases for
three months and the very low balance transfer offer for six
months on balance transfers made within the first 30 days of
membership. Therefore, those who plan to spend at least $5,000 a
year on the card and plan to pay in full each month after the
introductory rate expires (to avoid finance charges) will
benefit most from what the TrueEarnings Card from Costco and
American Express has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn Cash Back On Gas and a $25 Statement Credit With
Your First Purchase Made With the Card!
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| Earn Cash Back Virtually Everywhere You Go - 3% for
Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere
Else, Including Costco
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| No Annual Fee With Your Paid Costco Membership
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| No Limit on the Cash Back Earned
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Apply
Online for Credit Card |
Chase Free Cash
Rewards(SM) Visa Card
Credit Card Application Online: Reward
- Cash Visa
Credit Card Rating: 3.5
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: 0% APR for up to 12 Months
0% introductory rate on purchases and balance transfers; no
annual fee; bonus points.
Credit Card Review:
The Chase Free Cash Rewards(SM) Visa Card, issued by Chase, is
designed for those with very good credit who would like a card
that offers a cash back rewards program. Through the rewards
program, cardholders earn one point for each dollar spent on all
purchases. Cardholders are also awarded 1,000 bonus points with
their first purchase. Each time the cardholder accrues 2,500
points, they will receive either a $25 gift check or a $25 gift
certificate from their choice of various merchants and
retailers. The amount of points you can earn is limited to
60,000 points per year. In addition to the rewards program,
cardholders have access to common platinum benefits provided by
Chase, such as auto rental insurance, extended warranties for
purchases, and travel accident insurance. For those who qualify,
the card has a reasonable interest rate for purchases and
balance transfers in comparison with other reward cards. There
is also a 0% introductory rate on purchases and balance
transfers for up to the first twelve billing cycles and no
annual fee. Therefore, those who qualify for the lowest rate
offered and will take advantage of the rewards program will
benefit most from what the Chase Free Cash Rewards(SM) Visa Card
has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Earn 1 Point for Every Dollar in Purchases
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| 1,000 Bonus Points with Your First Purchase
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| Intro 0% Fixed APR for Up To 12 Months
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| Get Your Rewards with as Few as 2,500 Points
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| Choose from Either a $25 Check or a $25 Gift
Card/Certificate for Every 2,500 Points Earned
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Apply
Online for Credit Card |
Chase Freedom(SM)
Credit Card
Credit Card Application Online: Reward
- Cash Visa
Credit Card Rating: 2 
Apply for
Credit Card Online
Best Credit Card Offers:
Annual Fee: $0 Low
Interest Rate: No Introductory Rate Available
Access to rewards program for no additional fee; no annual fee;
$50 bonus rebate after first purchase.
Credit Card Review:
The Chase Freedom(SM) Credit Card, issued by Chase, is designed
for those who have excellent credit and plan to take advantage
of the cash rewards program. Through the rewards program,
cardholders earn a 3% rebate on purchases made in the 3 bonus
categories where they have spent the most that billing cycle.
There are 15 bonus categories altogether including: grocery
stores, gas stations, quick service restaurants,
telecommunications, cable/satellite TV/Internet service
providers, video rentals, department stores, dry cleaners,
drugstores, movie theatres, local and suburban commuter
passenger transportation, pet supply stores and veterinary
services, utilities, beauty shops, and gym/recreation
memberships. Cardholders also earn a 1% rebate on all other
purchases. Cardholders are eligible to receive a $50 check once
$50 in rewards have been earned or a $250 check once $200 in
rewards have been earned, which is a bonus of $50. Cardholders
will also receive a $50 bonus rebate after their first purchase,
balance transfer, or check transaction. Plus, they have the
freedom to switch rewards to earn points instead of cash back.
In addition to the rewards program, the card also offers many
cardholder benefits provided by Chase, such as travel accident
insurance, auto rental insurance, and travel and emergency
assistance services. The card has no annual fee and an above
average APR for purchases. Therefore, those who plan to take
advantage of the cash rewards program will benefit most from
what the Chase Freedom(SM) Credit Card has to offer.
Special Credit Card Low Interest
APR Offers and Credit Card Rewards Deals:
| Receive $50 after You Make Your First Purchase
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| 3% Cash Back in Your Top 3 Everyday Spending Categories
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| 1% Cash Back for Every $1 You Spend on All Other
Purchases
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Apply
Online for Credit Card |
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